Monmouth County and Bradley Beach Borough property record for 401 3rd Ave, Bradley Beach, NJ 07720 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,886 sqft · built 1926 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,650,000 (May 2023) |
| Tax Bill | $16,188 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00069-0000-00005 |
| Primary APN | 08-00069-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,886 sqft Living Area |
| 1st Floor Area | 1,262 sqft |
| Upper Floors Area | 1,122 sqft |
| Attic | Attic |
| Attic Area | 108 sqft |
| Basement Area | 1,122 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 90 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 272 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 10 |
|---|---|
| Street Address | 401 3RD AVE |
| City | BRADLEY BEACH |
| State | NJ |
| Zip | 07720-1265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 69 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | BRADLEY BEACH |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 808201 |
Source: Monmouth County and Bradley Beach Borough records · APN 08-00069-0000-00005
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 3RD AVE, BRADLEY BEACH, NJ 07720-1265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2023 · Amount on Record |
| Deed Sale | May 30, 2023 · Amount on Record |
| Prior Sale | Jun 09, 2006 · Amount on Record |
| Deed Document Number | 202336642 |
| Deed Book / Page | 9646 / 3659 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 30, 2023 |
| Property Address | 401 3RD AVE, BRADLEY BEACH, NJ 07720-1265 |
| Document Number | 0096463659 |
| Book / Page | 9646 / 3659 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 2023036642 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Title Company | NOT AVAILABLE, SEBER TITLE & STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,595.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 422 SALON AVE, SHREWSBURY, NJ 07702 |
| Name | Verified Name |
|---|---|
| Address | 401 3RD AVE, BRADLEY BEACH, NJ 07720-1265 |
| Document Number | 2023036643 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 2023036643 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | May 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | 1-Year T-Bill |
| Max Rate | 10.7% |
Source: Monmouth County and Bradley Beach Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Bradley Beach Borough |
| Unified School District | Bradley Beach Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,951,700 (+6.7%) Land $1,047,300 Building $904,400 | $1,951,700 (+6.7%) Land $1,047,300 Building $904,400 | |
| 2025 | $16,188.00 (+2.91%) | $1,829,100 (+42.64%) Land $910,600 Building $918,500 | $1,829,100 (+42.64%) Land $910,600 Building $918,500 |
| 2024 | $15,731.00 (+39.82%) | ||
| 2023 | $1,282,300 Land $772,000 Building $510,300 | $1,282,300 Land $772,000 Building $510,300 | |
| 2022 | $11,251.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258082013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 81 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 units insured 26 under condo master policies |
| Nearby Flood Claims | 20 (2005–2023) |
| Claims Outside the SFHA | 20 of 20 |
| Most Recent Claim | Sep 2023, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 423 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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