Champaign County property record for 405 2nd Ct, Saint Joseph, IL 61873
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.364 acres (15,852 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $20 (2024) |
| Deeds & Mortgages | Mar 2022 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 28-22-14-152-046 |
| Primary APN | 28-22-14-152-046 |
|---|
| Lot Area | 15,852 sqft (0.364 acres) |
|---|
| Street Address | 405 2ND CT |
|---|---|
| City | SAINT JOSEPH |
| State | IL |
| Zip | 61873-9143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 83 WOODARDS SOUTHGATE SUB 3RD |
| Legal Range | 10E |
| Legal Township | 19N |
| Legal Section | 14 |
| Legal Subdivision | WOODARDS SOUTHGATE SUB 3RD |
| Legal Lot Number | 83 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10701 |
405 2nd Ct is owner-occupied and held in a trust since March 2022.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 405 2ND CT, SAINT JOSEPH, IL 61873-9143 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 3, 2022 |
| Transfer Doc | 0000004153 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Mar 4, 2022 |
| Property Address | 405 2ND CT, SAINT JOSEPH, IL 61873-9143 |
| Document Number | 0000004153 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 2022R04153 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 2ND CT, SAINT JOSEPH, IL 61873-9143 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | St. Joseph Township |
| Municipality | St. Joseph Village |
| Elementary School District | St. Joseph Community Consolidated School District 169 (KG - 08) |
| Secondary School District | St. Joseph-Ogden Community High School District 305 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,350 Land $12,400 Building $58,950 | $214,050 Land $37,200 Building $176,850 | |
| 2024 | $20.00 | ||
| 2022 | $20.00 Homeowner's exemption | $56,950 Land $9,900 Building $47,050 | $170,850 Land $29,700 Building $141,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 2nd Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 2nd Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Nextlink.
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