401 2nd Ct, Saint Joseph, IL 61873 Property Records

Champaign County property record for 401 2nd Ct, Saint Joseph, IL 61873

Property Summary

Property TypeSingle Family Home
Lot Size0.333 acres (14,505 sqft)
OwnerCompany Name on Record
Last Sale$120,000 (Nov 2018)
Tax Bill$4,925 (2024)
Deeds & MortgagesJul 2021 Transfer
Nov 2020 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN28-22-14-152-044

Property Details

APN / Parcel Number

Primary APN28-22-14-152-044

Exterior

Lot Area14,505 sqft (0.333 acres)

Location & Zoning

Street Address401 2ND CT
CitySAINT JOSEPH
StateIL
Zip61873-9143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 81 WOODARDS SOUTHGATE SUB 3RD
Legal Range10E
Legal Township19N
Legal Section14
Legal SubdivisionWOODARDS SOUTHGATE SUB 3RD
Legal Lot Number81
JurisdictionCHAMPAIGN IL
Township / Civil DivisionST. JOSEPH
Census Block Group1
Census Block1015
Census Tract10701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address704 NOTTINGHAM DR, SAINT JOSEPH, IL 61873-8930
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 16, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 28, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 28, 2018Warranty Deed, Transfer · Conventional Mortgage
ILLINOIS NATIONAL BANK
Oct 11, 2018Quit Claim Deed, Transfer
Quitclaim
Dec 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 28, 2018 · Amount on Record
Deed SaleNov 28, 2018 · Amount on Record
Prior SaleJun 2, 2005 · Amount on Record
Deed Document Number201820343
Last Transfer DateJul 14, 2021
Transfer Doc0000016681
Record UpdatedOct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 15, 2021
Property Address401 2ND CT, SAINT JOSEPH, IL 61873-9143
Document Number0000016681
Map ReferenceMB L PG 2MB Y PG 148
Instrument DateJul 14, 2021
Instrument2021R16681
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAMPAIGN IL
Recording DateNov 16, 2020
Property Address401 2ND CT, SAINT JOSEPH, IL 61873-9143
Document Number0000024030
Instrument DateNov 16, 2020
Instrument24030
Transaction TypeTransfer
Record UpdatedJan 8, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address704 NOTTINGHAM DR ST JOSEPH IL 618738930, ST JOSEPH, IL 61873-8930

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAMPAIGN IL
Recording DateDec 28, 2018
Property Address401 2ND CT, SAINT JOSEPH, IL 61873-9143
Document Number0000022127
Instrument DateDec 19, 2018
Instrument22127
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address401 2ND CT ST JOSEPH IL 618739143, ST JOSEPH, IL 61873-9143

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateNov 28, 2018
Property Address401 2ND CT, SAINT JOSEPH, IL 61873-9143
Document Number0000020343
Instrument DateNov 20, 2018
Instrument2018R20343
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address704 NOTTINGHAM DR, SAINT JOSEPH, IL 61873-8930

Mortgage

Document Number0000020345
DateNov 28, 2018
Instrument2018R20345
Lender
NameILLINOIS NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAMPAIGN IL
Recording DateOct 11, 2018
Property Address401 2ND CT, SAINT JOSEPH, IL 61873-9143
Document Number0000017568
Instrument DateOct 1, 2018
Instrument17568
Transaction TypeTransfer
Record UpdatedOct 29, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 2ND CT ST JOSEPH IL 618739143, ST JOSEPH, IL 61873-9143

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address401 2ND CT, SAINT JOSEPH, IL 61873-9143
Document Number0000000546
Instrument DateDec 20, 2017
Transaction TypeMortgage
Record UpdatedJan 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address401 2ND CT ST JOSEPH IL 618739143, ST JOSEPH, IL 61873-9143

Mortgage

Document Number0000000546
DateJan 11, 2018
Instrument546
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 10, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionSt. Joseph Township
MunicipalitySt. Joseph Village
Elementary School DistrictSt. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School DistrictSt. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$74,910 (+25.29%) Land $12,400 Building $62,510$224,730 (+25.29%) Land $37,200 Building $187,530
2024$4,925.00 (+11.48%)
2022$4,418.00$59,790 Land $9,900 Building $49,890$179,370 Land $29,700 Building $149,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Fidium Fiber, Nextlink.

Nearby Properties on 2nd Ct

Nearby Streets

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