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40492 Ryan Rd, Sterling Heights, MI 48310 Property Records

Macomb County property record for 40492 Ryan Rd, Sterling Heights, MI 48310

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,444 sqft · built 1995
Lot Size0.545 acres (23,740 sqft)
Owner2 Individual Names on Record
Last Sale$299,900 (Dec 2020)
Tax Bill$6,965 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Dec 2020 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN10-10-17-100-050

Property Details

APN / Parcel Number

Primary APN10-10-17-100-050
Alternative APN
  • 1017100050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,444 sqft Living Area
1st Floor Area1,428 sqft
Basement Area1,428 sqft
Unfinished Basement1,428 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area23,740 sqft (0.545 acres)
Lot Dimensions286 ft deep x 83 ft wide
Garage TypeMixed
Garage Area996 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address40492 RYAN RD
CitySTERLING HEIGHTS
StateMI
Zip48310-1703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionT2N, R12E, SEC 17: COMM AT NW SEC COR: TH S0*24'34"W 1313.23 FT ALG CEN LINE RYAN RD; TH N89*54'01"E 60.0 FT TO POB: TH N89*54'01"E 286.01 FT; TH S0*24'34"W 82.50 FT; TH S89*54'01"W 286.01 FT; TH N0*24'34"E 82.50 FT TO POB. 0.5416 AC. SPLIT FROM -032
Legal Range12E
Legal Township02N
Legal Section01
JurisdictionMACOMB MI
Township / Civil DivisionSTERLING HEIGHTS
Census Block Group2
Census Block2003
Census Tract230800

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40492 RYAN RD, STERLING HEIGHTS, MI 48310-1703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST SECURITIES FINANCIAL SERVICES
Dec 9, 2020Quit Claim Deed, Transfer
UNIVERSITY TITLE INC
Sep 15, 2020Warranty Deed, Transfer
CHIRCO TITLE AGENCY INC, CHIRCO TITLE AGCY INC
Aug 26, 2020Quit Claim Deed, Transfer
CHIRCO TITLE AGENCY INC, CHIRCO TITLE AGCY INC
Mar 18, 2020Court-Ordered Deed, Foreclosure
ATTORNEY ONLY
Nov 14, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2020 · Amount on Record
Deed SaleDec 9, 2020 · Amount on Record
Prior SaleSep 15, 2020 · Amount on Record
Deed Document Number2020153191
Deed Book / Page27234 / 794
Prior Transfer DateNov 30, 2020
Prior Transfer Doc0000153193
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateDec 9, 2020
Property Address40492 RYAN RD, STERLING HEIGHTS, MI 48310-1703
Document Number0000153191
Book / Page27234 / 794
Instrument DateNov 30, 2020
Instrument2153191
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyCENTURY TITLE AGENCY SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,580.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40492 RYAN RD, 40492, STERLING HEIGHTS, MI 48310-1703

Transferred To (Grantee/Buyer)

NameVerified Name
Address40492 RYAN RD, STERLING HEIGHTS, MI 48310-1703

Mortgage

Document Number0000153192
DateDec 9, 2020
Instrument2153192
Lender
NameFIRST SECURITIES FINANCIAL SERVICES
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateDec 9, 2020
Property Address40492 RYAN RD, STERLING HEIGHTS, MI 48310-1703
Document Number0000153193
Book / Page027234 / 000812
Instrument DateNov 30, 2020
Instrument153193
Transaction TypeTransfer
Record UpdatedJan 20, 2021
Title CompanyUNIVERSITY TITLE INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address40492 RYAN RD STERLING HEIGHTS MI 483101703, STERLING HEIGHTS, MI 48310-1703

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateSep 15, 2020
Property Address40492 RYAN RD, STERLING HEIGHTS, MI 48310-1703
Document Number0000110157
Book / Page026992 / 000399
Instrument DateAug 12, 2020
Instrument110157
Transaction TypeTransfer
Record UpdatedOct 15, 2020
Title CompanyCHIRCO TITLE AGENCY INC, CHIRCO TITLE AGCY INC

Transaction

AmountAmount Recorded
Tax$1,419.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address42473 POND VIEW DR STERLING HEIGHTS MI 483143857, STERLING HEIGHTS, MI 48314-3857

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateAug 26, 2020
Property Address40492 RYAN RD, STERLING HEIGHTS, MI 48310-1703
Document Number0000101518
Book / Page026946 / 000182
Instrument DateAug 4, 2020
Instrument101518
Transaction TypeTransfer
Record UpdatedSep 28, 2020
Title CompanyCHIRCO TITLE AGENCY INC, CHIRCO TITLE AGCY INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address712 CASS AVE DETROIT MI 482263114, DETROIT, MI 48226-3114

March 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionMACOMB MI
Recording DateMar 18, 2020
Property Address40492 RYAN RD, STERLING HEIGHTS, MI 48310-1703
Document Number0000032250
Book / Page026581 / 000596
Instrument DateMar 6, 2020
Instrument32250
Transaction TypeForeclosure
Record UpdatedApr 20, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$186.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386

November 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMACOMB MI
Recording DateNov 14, 2019
Property Address40492 RYAN RD, STERLING HEIGHTS, MI 48310-1703
Document Number0000129602
Book / Page026332 / 000801
Instrument DateOct 25, 2019
Instrument129602
Transaction TypeForeclosure
Record UpdatedDec 9, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$697.32
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address712 CASS AVE #SVE DETROIT MI 482263114, DETROIT, MI 48226-3114

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalitySterling Heights City
Unified School DistrictUtica Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$180,300 (+20.44%)$360,600 (+20.44%)
2025$6,965.00 (+32.69%)
2023$149,700$299,400
2022$5,249.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STERLING HEIGHTS
serves 127,000 people · EPA ID MI0006385
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: T-Mobile, Verizon.

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