4049 Lower Beaver Rd, Des Moines, IA 50310 Property Records

Polk County property record for 4049 Lower Beaver Rd, Des Moines, IA 50310

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,563 sqft · built 1955
Lot Size0.299 acres (13,020 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Nov 2025)
Tax Bill$4,990 (2024)
Deeds & MortgagesJul 2026 Construction Loan
Mar 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN100/09038-000-000

Property Details

APN / Parcel Number

Primary APN100/09038-000-000
Alternative APN
  • 792420410003

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,563 sqft Living Area
Gross Area2,559 sqft
1st Floor Area1,101 sqft
Basement Area1,101 sqft
Finished Basement462 sqft
Unfinished Basement639 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area13,020 sqft (0.299 acres)
Lot Dimensions186 ft deep x 70 ft wide
Garage TypeAttached
Garage Area357 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area105 sqft
Patio Area440 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address4049 LOWER BEAVER RD
CityDES MOINES
StateIA
Zip50310-4840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 MARIGOLD PLACE
Legal SubdivisionMARIGOLD PLACE
Legal Lot Number4
JurisdictionPOLK IA
Township / Civil DivisionDES MOINES
Census Block Group2
Census Block2002
Census Tract702

Owner

Source: Polk County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4049 LOWER BEAVER RD, DES MOINES, IA 50310-4840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Quit Claim Deed, Transfer · Construction Mortgage
FARMERS STATE BANK
Mar 9, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Aug 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
GREENSTATE CU
Nov 26, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2025 · Amount on Record
Deed SaleNov 26, 2025 · Amount on Record
Prior SaleNov 2, 1999 · Amount on Record
Deed Document Number202571477
Deed Book / Page20349 / 593
Prior Transfer DateJul 6, 2010
Prior Transfer Doc0000007756
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK IA
Recording DateJul 21, 2026
Property Address4049 LOWER BEAVER RD, DES MOINES, IA 50310-4840
Document Number0000044812
Book / Page20599 / 815
Instrument DateJul 13, 2026
Instrument202644812
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address2575 N ANKENY BLVD, 211, ANKENY, IA 50023-4710
InvestorPossibly a Property Investor

Mortgage

Document Number0000044670,
DateJul 21, 2026
Instrument202644670
Lender
NameFARMERS STATE BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJul 20, 2056
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address4049 LOWER BEAVER RD, DES MOINES, IA 50310-4840
Transaction TypeMortgage
Record UpdatedDec 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000010725
DateMar 9, 2023
Book Page19414/24
Instrument2023-00010725
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMar 29, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address4049 LOWER BEAVER RD, DES MOINES, IA 50310-4840
Transaction TypeMortgage
Record UpdatedDec 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000088533
DateAug 20, 2021
Book Page18710/307
Instrument2021-00088533
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 5, 2051
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateSep 1, 2031
Change FrequencyAnnually
Min Rate At Change4.87%
Max Rate At Change8.87%
Index1-Year CMT
Max Rate8.87%

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateNov 26, 2025
Property Address4049 LOWER BEAVER RD, DES MOINES, IA 50310-4840
Document Number0000071477
Book / Page20349 / 593
Instrument DateNov 17, 2025
Instrument2025-00071477
Transaction TypeTransfer
Record UpdatedDec 5, 2025

Transaction

AmountAmount Recorded
Tax$287.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4049 LOWER BEAVER RD, DES MOINES, IA 50310-4840

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$291,600 (+10.41%) Land $59,800 Building $231,800$291,600 (+10.41%) Land $59,800 Building $231,800
2024$4,990.00 (-0.8%)
2023$264,100 Land $53,500 Building $210,600$264,100 Land $53,500 Building $210,600
2020$5,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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