Polk County property record for 4045 Lower Beaver Rd, Des Moines, IA 50310
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,529 sqft · built 2017 |
| Lot Size | 1.14 acres (49,740 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,500 (Jun 2016) |
| Tax Bill | $7,690 (2024) |
| Deeds & Mortgages | Jan 2017 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 100/09039-002-000 |
| Primary APN | 100/09039-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,529 sqft Living Area |
| Gross Area | 3,760 sqft |
| 1st Floor Area | 1,529 sqft |
| Basement Area | 1,513 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 513 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 49,740 sqft (1.14 acres) |
| Garage Type | Attached |
| Garage Area | 718 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 164 sqft |
| Deck Area | 200 sqft |
| Patio Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 4045 LOWER BEAVER RD |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50310-4840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 & BEG SE COR LOT 5 THN E 18.6F N 70F W 18.6F S TO POB LOT 8 & BEG NE COR LOT 8 THN S 172.03F W 333.86F NW 35F E 150F N 140F TO POB LOT 8 MARIGOLD PLACE |
| Legal Subdivision | MARIGOLD PLACE |
| Legal Lot Number | 5,8 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 702 |
Source: Polk County assessment roll, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4045 LOWER BEAVER RD, DES MOINES, IA 50310-4840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2017 | Deed of Trust, Mortgage · ARM US BANK NA |
| Sep 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 20, 2016 · Amount on Record |
| Deed Sale | Jun 20, 2016 · Amount on Record |
| Deed Document Number | 20162015-00212661 |
| Deed Book / Page | 16053 / 3 |
| Prior Transfer Date | Jun 14, 2016 |
| Prior Transfer Doc | 0000212661 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4045 LOWER BEAVER RD, DES MOINES, IA 50310-4840 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201600061180 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 16342/0052 |
| Instrument | 2016-00061180 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4045 LOWER BEAVER RD, DES MOINES, IA 50310-4840 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000025264 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 16656/60 |
| Instrument | 2017-00025264 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $537,500 (+11.12%) Land $102,100 Building $435,400 | $537,500 (+11.12%) Land $102,100 Building $435,400 | |
| 2024 | $7,690.00 (+237.58%) | ||
| 2023 | $483,700 Land $91,400 Building $392,300 | $483,700 Land $91,400 Building $392,300 | |
| 2020 | $2,278.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Lumen Technologies Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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