Northampton County property record for 4049 Bluff Ln, Cape Charles, VA 23310 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2002 |
| Square Footage | 3,306 sqft Living Area |
| Lot Size | 47,045 sqft (1.08 acres) |
| Garage | 598 sqft |
| Last Sale | $626,000 (2019) |
| Tax Bill | $6,560.00 (2025) |
| Primary APN | 117A-7-5A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,306 sqft Living Area |
| Attic Area | 400 sqft Attic |
| Attic | 1 Attic |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 47,045 sqft (1.08 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 598 sqft Garage |
| Deck Area | 240 sqft Deck |
| Porch Area | 796 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 474230 |
|---|---|
| Street Address | 4049 BLUFF LN |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-1131 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 5A 1.08 AC REDIVISION OF LOT 5A 1.08 AC REDIVISION OF |
| Legal Lot Number | 5A |
| Jurisdiction | NORTHAMPTON VA |
| Minor Civil Division | 1 |
| Census Blockgroup | 2 |
| Census Block | 2032 |
| Census Tract | 930302 |
Source: Northampton County records · APN 117A-7-5A
Assessment roll updated March 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 6843 DICK WOODS RD, AFTON, VA 22920-1600 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 23, 2025 | Intrafamily Transfer, Transfer |
| Mar 03, 2017 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| Jan 19, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) TOWNEBANK MORTGAGE |
| Oct 29, 2019 | Trustee's Deed, Foreclosure Result of a Foreclosure Auction |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2019 · Amount on Record |
| Deed Sale | Oct 29, 2019 · Amount on Record |
| Deed Doc Number | 20191784 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Oct 23, 2025 |
| Property Address | 4049 BLUFF LN, CAPE CHARLES, VA 23310-1131 |
| Document Number | 0250001812 |
| Map Reference | MB 29 PG 18 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 250001812 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6843 DICK WOODS RD, AFTON, VA 22920-1600 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 4049 BLUFF LN, CAPE CHARLES, VA 23310-1131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170000283 |
|---|---|
| Date | Mar 03, 2017 |
| Instrument | 170000283 |
| Name | TOWNEBANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 419 Months |
| Due | Feb 23, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 4049 BLUFF LN, CAPE CHARLES, VA 23310-1131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | VIRGINIA HOME TITLE AND SETTLEMENT, VIRGINIA HOME TITLE & STLMNT |
| Name | Verified Name |
|---|
| Document Number | 170000075 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 170000075 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.38% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Feb 01, 2032 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Oct 29, 2019 |
| Property Address | 4049 BLUFF LN, CAPE CHARLES, VA 23310-1131 |
| Document Number | 0190001784 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 190001784 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4418 IVY CMNS, CHARLOTTESVILLE, VA 22903-7123 |
Source: Northampton County records · Assessment roll updated March 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,560.00 (+2.93%) | $930,500 (-) Land $450,500 Building $480,000 | |
| 2024 | $6,373.00 (+12.62%) | $930,500 (+24.95%) Land $450,500 Building $480,000 | $930,500 (+24.95%) Land $450,500 Building $480,000 |
| 2023 | $5,659.00 | $744,700 Land $413,000 Building $331,700 | $744,700 Land $413,000 Building $331,700 |
Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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