Northampton County property record for 4037 Bluff Ln, Cape Charles, VA 23310 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,449 sqft Living Area |
| Lot Size | 44,867 sqft (1.03 acres) |
| Last Sale | $1,545,000 (2025) |
| Tax Bill | $6,655.00 (2025) |
| Primary APN | 117A-7-4A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,449 sqft Living Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Stucco Exterior |
| Roof Construction | Flat Roof Construction |
| Lot Area | 44,867 sqft (1.03 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 7006 |
|---|---|
| Street Address | 4037 BLUFF LN |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-1131 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 4A 1.03 AC REDIVISION OF LOT 4A 1.03 AC REDIVISION OF |
| Legal Lot Number | 4A |
| Jurisdiction | NORTHAMPTON VA |
| Minor Civil Division | 1 |
| Census Blockgroup | 2 |
| Census Block | 2032 |
| Census Tract | 930302 |
Source: Northampton County records · APN 117A-7-4A
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3711 KENNETT PIKE STE 105, 105, GREENVILLE, DE 19807-2155 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jan 09, 2018 | Deed of Trust, Mortgage · Commercial Mortgage XENITH BANK |
| Mar 16, 2020 | Deed of Trust, Mortgage · Commercial Mortgage THE OLD POINT NATIONAL BANK OF PHOEBUS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 26, 2025 · Amount on Record |
| Deed Sale | Feb 26, 2025 · Amount on Record |
| Prior Sale | Oct 27, 2014 · Amount on Record |
| Deed Doc Number | 250000307 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 4037 BLUFF LN, CAPE CHARLES, VA 23310-1131 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0180000007 |
|---|---|
| Date | Jan 09, 2018 |
| Instrument | 180000007 |
| Name | XENITH BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 14, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 4037 BLUFF LN, CAPE CHARLES, VA 23310-1131 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0200000426 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 200000426 |
| Name | THE OLD POINT NATIONAL BANK OF PHOEBUS |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,655.00 (+16.37%) | $944,000 (+25.43%) Land $450,500 Building $493,500 | |
| 2024 | $944,000 (+25.43%) Land $450,500 Building $493,500 | ||
| 2023 | $5,719.00 | $752,600 Land $413,000 Building $339,600 | $752,600 Land $413,000 Building $339,600 |
Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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