40484 SE Roads End, Sandy, OR 97055 Property Records

Clackamas County property record for 40484 SE Roads End, Sandy, OR 97055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,060 sqft · built 1992
Lot Size	7.31 acres (318,424 sqft)
Owner	2 Individual Names on File
Last Sale	$734,000 (Mar 2024)
Tax Bill	$5,344 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25E18BC02601`

Property Details

APN / Parcel Number

Primary APN	`25E18BC02601`
Alternative APN	`01447704`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,060 sqft Living Area
Basement Area	1,230 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	318,424 sqft (7.31 acres)
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	01447704
Street Address	40484 SE ROADS END
City	SANDY
State	OR
Zip	97055-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRFF5
Legal Description	1991-31 PARTITION PLAT PARCEL 1
Legal Range	5E
Legal Township	2S
Legal Section	18
Legal Subdivision	PARTITION PLAT
Legal Lot Number	1
Jurisdiction	CLACKAMAS OR
Township / Civil Division	SANDY
Census Block Group	3
Census Block	3016
Census Tract	23404

Owner

Source: Clackamas County records · APN 25E18BC02601

Assessment roll updated October 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40484 SE ROADS END, SANDY, OR 97055-9504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Mar 19, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Apr 29, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Prior Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	20249368
Prior Transfer Date	Jan 12, 1998
Prior Transfer Doc	0000002661
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	40484 SE ROADS END, SANDY, OR 97055-9504
Transaction Type	Mortgage
Record Updated	Nov 05, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041825
Date	Oct 27, 2025
Instrument	2025-041825

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 13, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Mar 19, 2024
Property Address	40484 SE ROADS END, SANDY, OR 97055-9504
Document Number	0000009368
Instrument Date	Mar 15, 2024
Instrument	2024-009368
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	40484 SE ROADS END, SANDY, OR 97055-9504

Mortgage

Document Number	0000009369
Date	Mar 19, 2024
Instrument	2024-009369

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	40484 SE ROADS END, SANDY, OR 97055-9504
Transaction Type	Mortgage
Record Updated	Mar 02, 2022
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011527
Date	Feb 24, 2022
Instrument	2022-011527

Lender

Name	BANNER BANK
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 29, 2021
Property Address	40484 SE ROADS END, SANDY, OR 97055-9504
Document Number	0000043888
Instrument Date	Apr 28, 2021
Instrument	2021-043888
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	LAWYERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	40484 SE ROADS END, SANDY, OR 97055-9504

Mortgage

Document Number	0000043889
Date	Apr 29, 2021
Instrument	2021-043889

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Clackamas County records · Assessment roll updated October 29, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon Trail School District 46 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,344.00 (+7.63%)	$387,136 (+6.09%)	$875,910 (-2.43%) Land $351,897 Building $621,400
2023	$4,965.00	$364,921	$897,717 Land $322,477 Building $575,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clackamas County (41005C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410050234043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 78% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
City of Sandy, Oregon Fiber	5,000 / 5,000
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 103 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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