4048 Shell Point Rd, Beaufort, SC 29906 Property Records

Beaufort County property record for 4048 Shell Point Rd, Beaufort, SC 29906

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,452 sqft · built 2004
Lot Size	0.894 acres (38,943 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,540 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R10003300A04160000`

Property Details

APN / Parcel Number

Primary APN	`R10003300A04160000`
Alternative APN	`00187513`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,452 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	38,943 sqft (0.894 acres)
Garage Type	Attached
Garage Area	2,860 sqft
Parking Spaces	8 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00187513
Old Parcel Number	R10003300A04160000
Street Address	4048 SHELL POINT RD
City	BEAUFORT
State	SC
Zip	29906-6845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4111
Legal Description	LOTS 17 18 BLK J SHELL PT PB73 PG140 PB148 PG118
Legal Subdivision	SHELL POINT S/D
Legal Block	J
Legal Lot Number	17-18 18
Jurisdiction	BEAUFORT SC
Township / Civil Division	BEAUFORT-PORT ROYAL
Census Block Group	1
Census Block	1039
Census Tract	503

Owner

Source: Beaufort County assessment roll, APN R10003300A04160000, as of September 13, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4048 SHELL POINT RD, BEAUFORT, SC 29906-6845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 01, 1980
Deed Sale	Jan 01, 1980
Deed Document Number	0002291998
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	4048 SHELL POINT RD, BEAUFORT, SC 29906-6845
Transaction Type	Mortgage
Record Updated	May 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020401
Date	Mar 22, 2021
Book Page	3987/1358
Instrument	2021020401

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	BEAUFORT, SC 29907

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Beaufort County assessment roll as of September 13, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,540.00	$22,170 (-38.57%)
2024	$3,540.00	$36,092 (-) Land $3,600 Building $32,492	$902,300 (-) Land $90,000 Building $812,300
2023	$3,540.00 (+9.84%)	$36,092 (+48.02%) Land $3,600 Building $32,492	$902,300 (+48.02%) Land $90,000 Building $812,300
2022	$3,223.00	$24,384 Land $2,172 Building $22,212	$609,600 Land $54,300 Building $555,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), as of March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130005031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 279 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	279 in force
Nearby Flood Claims	41 (1980–2025)
Claims Outside the SFHA	9 of 41
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 9 claims

Wildfire

Wildfire Risk	High above 81% of the US · above 97.4% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 211 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Cable One Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SC0720003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BJW&SA serves 164,829 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.