4047 Shell Point Rd, Beaufort, SC 29906 Property Records

Beaufort County property record for 4047 Shell Point Rd, Beaufort, SC 29906

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,005 sqft · built 2008
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jan 2020)
Tax Bill	$1,766 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`R10003300A04000000`

Property Details

APN / Parcel Number

Primary APN	`R10003300A04000000`
Alternative APN	`00186587`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,005 sqft Living Area

Exterior

Year Built	Built 2008
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Garage Type	Attached
Garage Area	1,989 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00186587
Old Parcel Number	R10003300A04000000
Street Address	4047 SHELL POINT RD
City	BEAUFORT
State	SC
Zip	29906-6844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6101
Legal Description	LOT 6 BLK J SHELL PT
Legal Subdivision	SHELL POINT S/D
Legal Block	J
Legal Lot Number	6
Jurisdiction	BEAUFORT SC
Township / Civil Division	BEAUFORT-PORT ROYAL
Census Block Group	1
Census Block	1039
Census Tract	503

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	4047 SHELL POINT RD, BEAUFORT, SC 29906-6844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 7, 2020	Deed of Trust, Mortgage · FHA Mortgage BENCHMARK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Prior Sale	Sep 19, 2013
Deed Document Number	2020005751
Deed Book / Page	3833 / 1557
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	4047 SHELL POINT RD, BEAUFORT, SC 29906-6844
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4047 SHELL POINT RD, BEAUFORT, SC 29906-6844

Mortgage

Document Number	0000037875
Date	May 24, 2021
Book Page	4015/1274
Instrument	2021037875

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Feb 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	4047 SHELL POINT RD, BEAUFORT, SC 29906-6844
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4047 SHELL POINT RD BEAUFORT SC 299066844, BEAUFORT, SC 29906-6844

Mortgage

Document Number	5752
Date	Jan 31, 2020
Book Page	003833/001565
Instrument	5752

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,766.00	$9,660 (-54.27%)
2024	$1,766.00	$21,124 (-) Land $1,260 Building $19,864	$528,100 (-) Land $31,500 Building $496,600
2023	$1,766.00 (+7.88%)	$21,124 (+151.48%) Land $1,260 Building $19,864	$528,100 (+151.48%) Land $31,500 Building $496,600
2022	$1,637.00	$8,400 Land $1,400 Building $7,000	$210,000 Land $35,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 279 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	279 in force
Nearby Flood Claims	41 (1980–2025)
Claims Outside the SFHA	9 of 41
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 97.4% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Sparklight Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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