Harford County property record for 4048 Prospect Rd, #A, Whiteford, MD 21160
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,475 sqft · built 1983 |
| Lot Size | 2.63 acres (114,563 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,177 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-056527 |
| Primary APN | 05-056527 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,475 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 114,563 sqft (2.63 acres) |
| Garage Type | Detached |
| Garage Area | 1,024 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 056527 |
|---|---|
| Street Address | 4048 PROSPECT RD, A |
| City | WHITEFORD |
| State | MD |
| Zip | 21160-1310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LT 1 2.63 AC 4048-A PROSPECT ROAD LD OF R SHORT 85/27 |
| Legal Subdivision | LAND OF RICHARD & CATHERINE F SHORT |
| Legal Lot Number | 1 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 305100 |
Source: Harford County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4048 PROSPECT RD, A, WHITEFORD, MD 21160-1310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 3, 1995 |
| Deed Sale | Oct 3, 1995 |
| Deed Document Number | 1995112 |
| Deed Book / Page | 2296 / 358 |
| Record Updated | Sep 20, 2026 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,267 (+17.86%) | $347,900 (+21.64%) Land $128,100 Building $219,800 | |
| 2025 | $3,177.00 (+6.08%) Homeowner's exemption | ||
| 2023 | $277,667 | $286,000 Land $118,100 Building $167,900 | |
| 2022 | $2,995.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Holdings Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
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