Harford County property record for 4044 Prospect Rd, Whiteford, MD 21160
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,758 sqft · built 1995 |
| Lot Size | 0.98 acres (42,672 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $156,900 (Dec 1999) |
| Tax Bill | $3,690 (2026) |
| Deeds & Mortgages | Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-028078 |
| Primary APN | 05-028078 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,758 sqft Total Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 42,672 sqft (0.98 acres) |
| Lot Dimensions | 381 ft deep x 112 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 352 sqft |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 028078 |
|---|---|
| Street Address | 4044 PROSPECT RD |
| City | WHITEFORD |
| State | MD |
| Zip | 21160-1310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 11 112/112X381 4044 PROSPECT ROAD MT VERNON EST PT 22/21 |
| Legal Subdivision | MT VERNON ESTATE 21 59 22 21 |
| Legal Lot Number | 11,4044 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 305100 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4044 PROSPECT RD, WHITEFORD, MD 21160-1310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 1999 · Amount on Record |
| Deed Sale | Dec 21, 1999 · Amount on Record |
| Prior Sale | Dec 29, 1997 · Amount on Record |
| Deed Document Number | 1999164 |
| Deed Book / Page | 3175 / 201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 4044 PROSPECT RD, WHITEFORD, MD 21160-1310 |
| Document Number | 0126550223 |
| Book / Page | 012655 / 000223 |
| Instrument Date | Dec 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4044 PROSPECT RD WHITEFORD MD 211601310, WHITEFORD, MD 21160-1310 |
| Document Number | 0126550223 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 012655/000223 |
| Name | THIRD FED'L S&L/CLEVELAND |
|---|---|
| Type | Federal Savings Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,690.00 (+15.42%) Homeowner's exemption | $333,100 (+20.34%) | $355,700 (+23.55%) Land $114,400 Building $241,300 |
| 2025 | $3,197.00 (+8.19%) Homeowner's exemption | ||
| 2023 | $276,800 | $287,900 Land $104,300 Building $183,600 | |
| 2022 | $2,955.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: IQ Fiber.
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