4048 Albion Dr, Montgomery, AL 36116 Property Records

Montgomery County property record for 4048 Albion Dr, Montgomery, AL 36116

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,199 sqft · built 2020
Lot Size	0.027 acres (1,166 sqft)
Owner	2 Individual Names on File
Last Sale	$229,823 (Nov 2020)
Tax Bill	$1,456 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-07-36-1-000-001.039`

Property Details

APN / Parcel Number

Primary APN	`10-07-36-1-000-001.039`
Alternative APNs	`0310073601000001039` `298969`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,199 sqft Living Area
1st Floor Area	1,599 sqft
Upper Floors Area	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	1,166 sqft (0.027 acres)
Lot Dimensions	24.8 ft deep x 47 ft wide
Garage Area	420 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	298969
Street Address	4048 ALBION DR
City	MONTGOMERY
State	AL
Zip	36116-4344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	1007361000001039
Legal Range	18E
Legal Township	16N
Legal Section	36
Legal Subdivision	SOMERHILL 3 CORR
Legal Block	A
Legal Lot Number	15
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	5605

Owner

4048 Albion Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4048 ALBION DR, MONTGOMERY, AL 36116-4344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2020 · Amount on File
Deed Sale	Nov 3, 2020 · Amount on File
Deed Book / Page	5479 / 599
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Nov 3, 2020
Property Address	4048 ALBION DR, MONTGOMERY, AL 36116-4344
Document Number	0054790599
Book / Page	5479 / 599
Map Reference	MB 51 PG 26
Instrument Date	Nov 2, 2020
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2939 CHESTNUT ST, 2939, MONTGOMERY, AL 36107-3009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4048 ALBION DR, MONTGOMERY, AL 36116-4344

Mortgage

Document Number	0005479601
Date	Nov 3, 2020
Instrument	5479/601

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4048 Albion Dr was $1,456 with a homeowner's exemption, up 0.1% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,456.00 (+0.07%)
2025	$1,455.00 Homeowner's exemption	$30,640 Land $3,000 Building $27,640	$306,400 Land $30,000 Building $276,400
2023	$1,359.00 Homeowner's exemption	$28,650 Land $3,000 Building $25,650	$286,500 Land $30,000 Building $256,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4048 Albion Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4048 Albion Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
C Spire Wireless Fiber	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20