Montgomery County property record for 4045 Albion Dr, Montgomery, AL 36116
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,397 sqft · built 2007 |
| Lot Size | 0.017 acres (736 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Aug 2019) |
| Tax Bill | $1,476 (2026) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage May 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-07-36-1-000-001.045 |
| Primary APN | 10-07-36-1-000-001.045 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,397 sqft Living Area |
| 1st Floor Area | 2,397 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 736 sqft (0.017 acres) |
| Lot Dimensions | 24.7 ft deep x 29.8 ft wide |
| Garage Area | 505 sqft |
| Porch | Slab |
| Porch Area | 471 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 298975 |
|---|---|
| Street Address | 4045 ALBION DR |
| City | MONTGOMERY |
| State | AL |
| Zip | 36116-4352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 1007361000001045 |
| Legal Range | 18E |
| Legal Township | 16N |
| Legal Section | 36 |
| Legal Subdivision | SOMERHILL 3 CORR |
| Legal Block | A |
| Legal Lot Number | 21 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 5605 |
4045 Albion Dr is owned and occupied by an individual who bought it in August 2019.
Source: Montgomery County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4045 ALBION DR, MONTGOMERY, AL 36116-4352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2019 | Warranty Deed, Transfer · Conventional with PMI GUARDIAN CU |
| May 22, 2018 | Loan Modification, Mortgage · FHA Mortgage TRUSTMARK NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on File |
| Deed Sale | Aug 13, 2019 · Amount on File |
| Prior Sale | Mar 18, 2008 · Amount on File |
| Deed Book / Page | 5271 / 48 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Recording Date | Aug 13, 2019 |
| Property Address | 4045 ALBION DR, MONTGOMERY, AL 36116-4352 |
| Document Number | 0052710048 |
| Book / Page | 005271 / 000048 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4045 ALBION DR MONTGOMERY AL 361164352, MONTGOMERY, AL 36116-4352 |
| Document Number | 52710050 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 005271/000050 |
| Name | GUARDIAN CU |
|---|---|
| Type | Credit Union |
| Address | MONTGOMERY, AL 36104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 12, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 4045 ALBION DR, MONTGOMERY, AL 36116-4352 |
| Document Number | 0052570283 |
| Instrument Date | May 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4045 ALBION DR MONTGOMERY AL 361164352, MONTGOMERY, AL 36116-4352 |
| Document Number | 0052570283 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 005257/000283 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 10, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
The 2026 property tax bill for 4045 Albion Dr was $1,476 with a homeowner's exemption, down 0.1% from the year before.
Source: Montgomery County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Municipality | Montgomery City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,476.00 (-0.14%) | ||
| 2025 | $1,478.00 Homeowner's exemption | $31,110 Land $3,300 Building $27,810 | $311,100 Land $33,000 Building $278,100 |
| 2023 | $1,459.00 Homeowner's exemption | $30,740 Land $3,300 Building $27,440 | $307,400 Land $33,000 Building $274,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4045 Albion Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4045 Albion Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| C Spire Wireless Fiber | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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