Mille Lacs County property record for 40471 Par Five Dr, Onamia, MN 56359
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1,354 sqft · built 2005 |
| Lot Size | 0.711 acres (30,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,000 (Oct 2022) |
| Tax Bill | $2,990 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-402-0520 |
| Primary APN | 17-402-0520 |
|---|
| Building Area | 1,354 sqft Total Area |
|---|
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 30,998 sqft (0.711 acres) |
| Porch | Slab |
| Shed | 1 Shed |
| Street Address | 40471 PAR FIVE DR |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Range | 26 |
| Legal Township | 42 |
| Legal Section | 11 |
| Legal Subdivision | IZATY'S SECOND ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | SOUTH HARBOR |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970300 |
40471 Par Five Dr, a residential property, is owned by an individual who bought it in October 2022.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13690 THUNDERBIRD CIR, SHAKOPEE, MN 55379-2117 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE BANK |
| Oct 15, 2021 | Warranty Deed, Transfer TITLESMART |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2022 · Amount on File |
| Deed Sale | Oct 18, 2022 · Amount on File |
| Prior Sale | Oct 15, 2021 · Amount on File |
| Deed Document Number | 2022433561 |
| Prior Transfer Date | Feb 9, 2013 |
| Prior Transfer Doc | 000A378909 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Oct 18, 2022 |
| Property Address | 40471 PAR FIVE DR, ONAMIA, MN 56359 |
| Document Number | 000A433561 |
| Instrument Date | Sep 29, 2022 |
| Instrument | A433561 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | LAKES AREA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $953.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000A433562 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | A433562 |
| Name | PLAZA HOME MORTGAGE BANK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Oct 15, 2021 |
| Property Address | 40471 PAR FIVE DR, ONAMIA, MN 56359 |
| Document Number | 000A427440 |
| Instrument Date | Sep 30, 2021 |
| Instrument | A427440 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | TITLESMART |
| Amount | Amount on Record |
|---|---|
| Tax | $924.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7753 N SHORE CIR N, FOREST LAKE, MN 55025-8720 |
The 2026 property tax bill for 40471 Par Five Dr was $2,990, down 14.3% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | South Harbor Township |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,990.00 (-14.33%) | $335,800 (+5.43%) Land $84,000 Building $251,800 | $335,800 (+5.43%) Land $84,000 Building $251,800 |
| 2025 | $3,490.00 | $318,500 Land $78,000 Building $240,500 | $318,500 Land $78,000 Building $240,500 |
| 2023 | $3,448.00 | $345,900 Land $74,000 Building $271,900 | $345,900 Land $74,000 Building $271,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40471 Par Five Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40471 Par Five Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
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