40395 Par Five Dr, Onamia, MN 56359 Property Records

Mille Lacs County property record for 40395 Par Five Dr, Onamia, MN 56359

Property Summary

Property Type	Seasonal / Vacation Home
Lot Size	0.734 acres (31,991 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Dec 2017)
Tax Bill	$1,086 (2026)
Deeds & Mortgages	Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-402-0230`

Property Details

APN / Parcel Number

Primary APN	`17-402-0230`

Exterior

Lot Area	31,991 sqft (0.734 acres)
Garage Type	Mixed
Garage Area	2,944 sqft
Parking Spaces	9 Parking Spaces

Location & Zoning

Street Address	40395 PAR FIVE DR
City	ONAMIA
State	MN
Zip	56359
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Range	26
Legal Township	42
Legal Section	11
Legal Subdivision	IZATY'S SECOND ADDITION
Legal Block	2
Legal Lot Number	20
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2003
Census Tract	970300

Owner

40395 Par Five Dr, a residential property, is owned by two individuals who bought it in December 2017.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40371 PAR FIVE DR, ONAMIA, MN 56359-7991
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2017 · Amount on File
Deed Sale	Dec 19, 2017 · Amount on File
Deed Document Number	2017404138
Record Updated	Oct 29, 2026

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 19, 2017
Property Address	40395 PAR FIVE DR, ONAMIA, MN 56359
Document Number	A404138
Instrument Date	Dec 15, 2017
Instrument	A404138
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$66.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40371 PAR FIVE DR, ONAMIA, MN 56359-7991

Tax Assessment & Valuation

The 2026 property tax bill for 40395 Par Five Dr was $1,086.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,086.00	$119,900 (+4.81%) Land $48,000 Building $71,900	$119,900 (+4.81%) Land $48,000 Building $71,900
2025		$114,400 Land $42,000 Building $72,400	$114,400 Land $42,000 Building $72,400
2023	$1,152.00	$125,900 Land $40,000 Building $85,900	$125,900 Land $40,000 Building $85,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40395 Par Five Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40395 Par Five Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20