San Diego County property record for 4047 Alto St, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,973 sqft · built 1970 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,625 (2025) |
| Deeds & Mortgages | Jul 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-080-08-00 |
| Primary APN | 168-080-08-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,973 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4047 ALTO ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-4601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 80 TR 006388 |
| Legal Subdivision | MIRA COSTA MESA |
| Legal Tract | 006388 |
| Legal Block | 1 |
| Legal Lot Number | 80 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 19805 |
Source: San Diego County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4047 ALTO ST, OCEANSIDE, CA 92056-4601 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 30, 2021 |
| Transfer Doc | 0000498504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 12, 2021 |
| Property Address | 4047 ALTO ST, OCEANSIDE, CA 92056-4601 |
| Document Number | 0000498504 |
| Map Reference | MAP 6388 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021-0498504 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4047 ALTO ST, OCEANSIDE, CA 92056-4601 |
| Document Number | 0000498505 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021-0498505 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 856 Months |
| Due | Nov 1, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.09% |
| Type Change Date | Aug 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $155,965 (+2%) Land $21,880 Building $134,085 | |
| 2025 | $1,625.00 (+3.57%) Homeowner's exemption | $152,907 (+4.04%) Land $21,451 Building $131,456 |
| 2024 | $1,569.00 (+0.71%) | |
| 2023 | $1,558.00 (+1.7%) Homeowner's exemption | $146,971 Land $20,619 Building $126,352 |
| 2022 | $1,532.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 123 units insured incl. 92 condo units |
| Nearby Flood Claims | 3 (1993–2025) |
| Most Recent Claim | Mar 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Also Mapped Here | CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Spectrum, T-Mobile.
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