4035 Alto St, Oceanside, CA 92056 Property Records

San Diego County property record for 4035 Alto St, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,140 sqft · built 1969
Lot Size	0.181 acres (7,900 sqft)
Owner	Company Name on Record
Last Sale	$715,000 (May 2019)
Tax Bill	$8,653 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-060-58-00`

Property Details

APN / Parcel Number

Primary APN	`168-060-58-00`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Building Area	2,140 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	7,900 sqft (0.181 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4035 ALTO ST
City	OCEANSIDE
State	CA
Zip	92056-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 23 TR 006091
Legal Subdivision	MIRA COSTA MESA
Legal Tract	006091
Legal Block	1
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1020
Census Tract	19805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	4035 ALTO ST, OCEANSIDE, CA 92056-4618
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 13, 2019	Grant Deed, Transfer · Conventional Mortgage NAVY FCU
Jun 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Prior Sale	Oct 7, 2014 · Amount on Record
Deed Document Number	2019179729
Prior Transfer Date	Jun 3, 2005
Prior Transfer Doc	0000489914
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4035 ALTO ST, OCEANSIDE, CA 92056-4618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106256
Date	Mar 26, 2019
Instrument	2019-0106256

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 13, 2019
Property Address	4035 ALTO ST, OCEANSIDE, CA 92056-4618
Document Number	0000179729
Instrument Date	Apr 22, 2019
Instrument	179729
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$786.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4035 ALTO ST OCEANSIDE CA 920564618, OCEANSIDE, CA 92056-4618

Mortgage

Document Number	179730
Date	May 13, 2019
Instrument	179730

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4035 ALTO ST, OCEANSIDE, CA 92056-4618
Document Number	0000288916
Instrument Date	Jun 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017
Title Company	TSI TITLE COMPANY, TSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4035 ALTO ST OCEANSIDE CA 920564618, OCEANSIDE, CA 92056-4618

Mortgage

Document Number	0000288916
Date	Jun 27, 2017
Instrument	288916

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$813,541 (+2%) Land $639,868 Building $173,673
2025	$8,653.00 (+4.08%)	$797,590 (+4.04%) Land $627,322 Building $170,268
2023	$8,314.00 (+1.56%)	$766,620 Land $602,963 Building $163,657
2022	$8,186.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 units insured incl. 92 condo units
Nearby Flood Claims	3 (1993–2025)
Most Recent Claim	Mar 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Spectrum, T-Mobile.

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