40465 Camino Montecito, Indio, CA 92203 Property Records

Riverside County property record for 40465 Camino Montecito, Indio, CA 92203 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,147 sqft · built 2004
Lot Size0.159 acres (6,969 sqft)
OwnerCompany Name on File
Last Sale$358,000 (Dec 2017)
Tax Bill$5,642 (2025)
Deeds & MortgagesNov 2020 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN691-250-004

Property Details

APN / Parcel Number

Primary APN691-250-004
Alternative APN
  • 679500004

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,147 sqft Living Area
Gross Area2,723 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Construction TypeWood
Roof MaterialTile
Lot Area6,969 sqft (0.159 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number691250004
Old Parcel Number679500004
Street Address40465 CAMINO MONTECITO
CityINDIO
StateCA
Zip92203-7407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.16 ACRES M/L IN LOT 4 MB 347/028 TR 31195-1
Legal Tract31195-1
Legal Lot Number4
JurisdictionRIVERSIDE CA
Township / Civil DivisionCOACHELLA VALLEY
Census Block Group2
Census Block2000
Census Tract49400

Owner

Source: Riverside County records · APN 691-250-004

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-owner2 Verified Secondary Owners
Mailing Address11693 SPRINGSIDE RD, SAN DIEGO, CA 92128-5023
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HOME LENDING INC
Dec 06, 2017Grant Deed, Transfer · Conventional Mortgage
HOMESTREET BANK

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleDec 06, 2017 · Amount on Record
Deed SaleDec 06, 2017 · Amount on Record
Prior SaleDec 06, 2017 · Amount on Record
Deed Document Number0000512243
Last Transfer DateMay 01, 2025
Transfer Doc0000131439
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address40465 CAMINO MONTECITO, INDIO, CA 92203-7407
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address40465 CAMINO MONTECITO, INDIO, CA 92203-7407

Mortgage

Document Number0000591115
DateNov 25, 2020
Instrument2020-0591115
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateDec 06, 2017
Property Address40465 CAMINO MONTECITO, INDIO, CA 92203-7407
Document Number0000512243
Map ReferenceMB 347 PG 28-36
Instrument DateOct 31, 2017
Instrument2017-0512243
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address40465 CANINO MONTECITO, INDIO, CA 92203-7407

Mortgage

Document Number0000512244
DateDec 06, 2017
Instrument2017-0512244
Lender
NameHOMESTREET BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityIndio City
Unified School DistrictDesert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,642.00 (+5.54%) Homeowner's exemption$407,336 (+4.04%) Land $101,832 Building $305,504
2023$5,346.00 (-1.96%) Homeowner's exemption$391,521 Land $97,879 Building $293,642
2022$5,453.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060650494002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2010, rainfall accumulation, Severe Winter Storms, Flooding, And Debris And Mud Flows

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 208 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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