4046 Lake Circle Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 4046 Lake Circle Dr, Fallbrook, CA 92028 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2009
Square Footage	2,984 sqft Living Area
Lot Size	4,945 sqft (0.114 acres)
Occupancy	Owner Occupied
Last Sale	$396,500 (2009)
Tax Bill	$3,949.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`125-282-07-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,984 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	4,945 sqft (0.114 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4046 LAKE CIRCLE DR
City	FALLBROOK
State	CA
Zip	92028-7882
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 21 TR 012848
Legal Subdivision	K HOVNANIAN AT LAKE RANCHO VIEJO
Legal Tract	012848
Legal Block	1
Legal Lot Number	21
Jurisdiction	SAN DIEGO CA
Minor Civil Division	PAUMA VALLEY
Census Blockgroup	1
Census Block	1001
Census Tract	19109

Owner

Source: San Diego County records · APN 125-282-07-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4046 LAKE CIRCLE DR, FALLBROOK, CA 92028-7882
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2009 · Amount on Record
Deed Sale	Mar 26, 2009 · Amount on Record
Deed Doc Number	2009151571
Record Refreshed	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4046 LAKE CIRCLE DR, FALLBROOK, CA 92028-7882
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4046 LAKE CIRCLE DR, FALLBROOK, CA 92028-7882

Mortgage

Document Number	0000503388
Date	Sep 01, 2020
Instrument	2020-0503388

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$520,461 (+2%) Land $26,260 Building $494,201
2025	$3,949.00 (+3.13%)	$510,257 (+4.04%) Land $25,746 Building $484,511
2023	$3,829.00 (-0.62%)	$490,446 Land $24,748 Building $465,698
2022	$3,853.00

Flood & Wildfire

4046 Lake Circle Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood Zone	Zone X moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 67th percentile of exposed land nationally · 41st in California
Wildfire Likelihood	High — about 1 in 385 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.