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4031 Lake Circle Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 4031 Lake Circle Dr, Fallbrook, CA 92028 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,970 sqft · built 2009
Lot Size0.96 acres (4,195 sqft)
OwnerCompany Name on File
Last Sale$725,000 (Mar 2022)
Tax Bill$8,419 (2025)
Deeds & MortgagesJul 2023 Transfer
Mar 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN125-282-60-00

Property Details

APN / Parcel Number

Primary APN125-282-60-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,970 sqft Living Area

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Lot Area4,195 sqft (0.96 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4031 LAKE CIRCLE DR
CityFALLBROOK
StateCA
Zip92028-7882
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 223 TR 012848
Legal SubdivisionFALLBROOK 4249-3
Legal Tract012848
Legal Block1
Legal Lot Number223
JurisdictionSAN DIEGO CA
Township / Civil DivisionPAUMA VALLEY
Census Block Group1
Census Block1004
Census Tract19109

Owner

Source: San Diego County records · APN 125-282-60-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4031 LAKE CIRCLE DR, FALLBROOK, CA 92028-7882
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Intrafamily Transfer, Transfer
Mar 25, 2022Grant Deed, Transfer · VA Mortgage
MOUNTAIN WEST FINANCIAL INC
Feb 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 16, 2018Deed of Trust, Mortgage · Line of Credit
ESCONDIDO FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 25, 2022 · Amount on Record
Deed SaleMar 25, 2022 · Amount on Record
Prior SaleFeb 27, 2009 · Amount on Record
Deed Document Number2022134254
Last Transfer DateJun 29, 2023
Transfer Doc0000195098
Record UpdatedSep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 24, 2023
Property Address4031 LAKE CIRCLE DR, FALLBROOK, CA 92028-7882
Document Number0000195098
Map ReferenceMAP 12848
Instrument DateJun 29, 2023
Instrument2023-0195098
Transaction TypeTransfer
Record UpdatedAug 02, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4031 LAKE CIRCLE DR, FALLBROOK, CA 92028-7882

March 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 25, 2022
Property Address4031 LAKE CIRCLE DR, FALLBROOK, CA 92028-7882
Document Number0000134254
Map ReferenceMAP 12848
Instrument DateMar 14, 2022
Instrument2022-0134254
Transaction TypeTransfer
Record UpdatedApr 04, 2022
Title CompanyFIRST AMER TTL CO RES DIV

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4031 LAKE CIRCLE DR, FALLBROOK, CA 92028-7882

Mortgage

Document Number0000134255
DateMar 25, 2022
Instrument2022-0134255
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4031 LAKE CIRCLE DR, FALLBROOK, CA 92028-7882
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4031 LAKE CIRCLE DR, FALLBROOK, CA 92028-7882

Mortgage

Document Number0000114240
DateFeb 12, 2021
Instrument2021-0114240
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4031 LAKE CIRCLE DR, FALLBROOK, CA 92028-7882
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000197732
DateMay 16, 2018
Instrument2018-0197732
Lender
NameESCONDIDO FCU
TypeCredit Union
AddressESCONDIDO, CA 92025
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 10, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$784,762 (+2%) Land $187,137 Building $597,625
2025$8,419.00 (+10.05%) Homeowner's exemption$769,375 (+9.44%) Land $183,468 Building $585,907
2023$7,650.00 (+47.65%)$703,000 Land $167,000 Building $536,000
2022$5,181.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730191091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskModerate
above 67% of the US · above 41% of California
Wildfire LikelihoodAbout 1 in 385 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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