4046 Costado Rd, Pebble Beach, CA 93953 Property Records

Monterey County property record for 4046 Costado Rd, Pebble Beach, CA 93953

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,636 sqft · built 1954
Lot Size	0.376 acres (16,378 sqft)
Owner	2 Company Names on File
Tax Bill	$8,010 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`008-102-025-000`

Property Details

APN / Parcel Number

Primary APN	`008-102-025-000`
Alternative APN	`008-102-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,636 sqft Living Area
1st Floor Area	2,636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	16,378 sqft (0.376 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	008-102-025
Street Address	4046 COSTADO RD
City	PEBBLE BEACH
State	CA
Zip	93953-3053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE FOREST SUB 2 POR OF LOTS 10 & 11 BLK 202 DESC IN R653 PG 119
Legal Subdivision	DEL MONTE FOREST SUB 2
Legal Block	202
Legal Lot Number	10,11
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3004
Census Tract	11901

Owner

4046 Costado Rd is owned by a company that acquired it in May 2017.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Company Names on File
Mailing Address	4046 COSTADO RD, PEBBLE BEACH, CA 93953-3053
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 6, 2017	Affidavit of Death, Transfer ATTORNEY ONLY
Jan 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 4, 2017
Transfer Doc	0000024695
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	4046 COSTADO RD, PEBBLE BEACH, CA 93953-3053
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4046 COSTADO RD, PEBBLE BEACH, CA 93953-3053

Mortgage

Document Number	0000000295
Date	Jan 6, 2026
Instrument	2026000295

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	4046 COSTADO RD, PEBBLE BEACH, CA 93953-3053
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4046 COSTADO RD, PEBBLE BEACH, CA 93953-3053

Mortgage

Document Number	0000035315
Date	Oct 10, 2025
Instrument	2025035315

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	May 9, 2017
Property Address	4046 COSTADO RD, PEBBLE BEACH, CA 93953-3053
Document Number	0000024695
Instrument Date	May 4, 2017
Instrument	24695
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4046 COSTADO RD PEBBLE BEACH CA 939533053, PEBBLE BEACH, CA 93953-3053

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Jan 6, 2017
Property Address	4046 COSTADO RD, PEBBLE BEACH, CA 93953-3053
Document Number	0000000945
Instrument Date	Dec 21, 2016
Instrument	945
Transaction Type	Transfer
Record Updated	Jan 17, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4046 COSTADO RD PEBBLE BEACH CA 939533053, PEBBLE BEACH, CA 93953-3053

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 6, 2017
Property Address	4046 COSTADO RD, PEBBLE BEACH, CA 93953-3053
Document Number	0000000948
Instrument Date	Dec 21, 2016
Instrument	948
Transaction Type	Transfer
Record Updated	Jan 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4046 COSTADO RD PEBBLE BEACH CA 939533053, PEBBLE BEACH, CA 93953-3053

Tax Assessment & Valuation

The 2025 property tax bill for 4046 Costado Rd was $8,010, up 7.7% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$592,057 (+2%) Land $215,539 Building $376,518
2025	$8,010.00 (+7.7%)	$580,449 Land $211,313 Building $369,136
2024	$7,437.00 (+0.32%)
2023	$7,413.00 (+2.26%)	$557,911 Land $203,108 Building $354,803
2022	$7,249.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4046 Costado Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4046 Costado Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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