4041 Costado Rd, Pebble Beach, CA 93953 Property Records

Monterey County property record for 4041 Costado Rd, Pebble Beach, CA 93953

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,344 sqft · built 1979
Lot Size	0.432 acres (18,801 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Jan 2019)
Tax Bill	$8,680 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-101-021-000`

Property Details

APN / Parcel Number

Primary APN	`008-101-021-000`
Alternative APN	`008-101-021`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	18,801 sqft (0.432 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	008-101-021
Street Address	4041 COSTADO RD
City	PEBBLE BEACH
State	CA
Zip	93953-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE FOREST SUB 2 POR OF LOT 14 BLK 201 AS DESC IN R1010 PG 430
Legal Subdivision	DEL MONTE FOREST SUB 2
Legal Block	201
Legal Lot Number	14
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3002
Census Tract	11901

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4041 COSTADO RD, PEBBLE BEACH, CA 93953-3004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jan 4, 2021	Deed of Trust, Mortgage · VA Mortgage ROYAL PACIFIC FUNDING CORP
Dec 2, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Jan 11, 2019	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2019 · Amount on File
Deed Sale	Jan 11, 2019 · Amount on File
Deed Document Number	20191358
Prior Transfer Date	Mar 14, 2016
Prior Transfer Doc	0000039419
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	Jun 25, 2026
Property Address	4041 COSTADO RD, PEBBLE BEACH, CA 93953-3004
Document Number	0000021495
Instrument Date	Jun 17, 2026
Instrument	202621495
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4041 COSTADO RD, PEBBLE BEACH, CA 93953-3004

Mortgage

Document Number	0000021495,
Date	Jun 25, 2026
Instrument	202621495

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	4041 COSTADO RD, PEBBLE BEACH, CA 93953-3004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4041 COSTADO RD, PEBBLE BEACH, CA 93953-3004

Mortgage

Document Number	0000000147
Date	Jan 4, 2021
Instrument	2021000147

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	4041 COSTADO RD, PEBBLE BEACH, CA 93953-3004
Document Number	0000059165
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4041 COSTADO RD PEBBLE BEACH CA 939533004, PEBBLE BEACH, CA 93953-3004

Mortgage

Document Number	0000059165
Date	Dec 12, 2019
Instrument	59165

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 11, 2019
Property Address	4041 COSTADO RD, PEBBLE BEACH, CA 93953-3004
Document Number	0000001358
Instrument Date	Dec 7, 2018
Instrument	1358
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	CHICAGO TITLE SALINAS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4041 COSTADO RD PEBBLE BEACH CA 939533004, PEBBLE BEACH, CA 93953-3004

Mortgage

Document Number	1360
Date	Jan 11, 2019
Instrument	1360

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$938,703 (+2%) Land $682,695 Building $256,008
2025	$8,680.00 (-16.51%) Homeowner's exemption	$920,298 (+4.04%) Land $669,309 Building $250,989
2023	$10,397.00 (+1.78%) Homeowner's exemption	$884,564 Land $643,320 Building $241,244
2022	$10,215.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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