4046 Brandy Creek Ct, Clover, SC 29710 Property Records

York County property record for 4046 Brandy Creek Ct, Clover, SC 29710

Property Summary

Property Type	Exempt (Full or Partial)
Details	2 ba · 2,136 sqft · built 2022
Lot Size	1.05 acres (46,145 sqft)
Owner	2 Individual Names on Record
Last Sale	$509,000 (Jan 2022)
Tax Bill	$236 (2022)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`359-01-01-034`

Property Details

APN / Parcel Number

Primary APN	`359-01-01-034`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,136 sqft Total Area
1st Floor Area	2,136 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Lot Area	46,145 sqft (1.05 acres)
Garage Area	856 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	4046 BRANDY CREEK CT
City	CLOVER
State	SC
Zip	29710-0668
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LT 52 SANDERS LANDING PHS 1B
Legal Subdivision	SANDERS LANDING
Legal Lot Number	52
Jurisdiction	YORK SC
Township / Civil Division	YORK
Census Block Group	3
Census Block	3007
Census Tract	61504

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4046 BRANDY CREEK CT, CLOVER, SC 29710-0668
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Dec 18, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage MCU FINANCIAL CENTER CU
Oct 3, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2022 · Amount on Record
Deed Sale	Jan 27, 2022 · Amount on Record
Prior Sale	Dec 18, 2020 · Amount on Record
Deed Document Number	20224316
Deed Book / Page	19942 / 253
Prior Transfer Date	Oct 3, 2019
Prior Transfer Doc	1782200372
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Jan 27, 2022
Property Address	4046 BRANDY CREEK CT, CLOVER, SC 29710-0668
Document Number	1994200253
Book / Page	19942 / 253
Map Reference	MB 162 PG 160
Instrument Date	Jan 25, 2022
Instrument	2022004316
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4046 BRANDY CREEK CT, CLOVER, SC 29710-0668

Mortgage

Document Number	2022004317
Date	Jan 27, 2022
Instrument	2022004317

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Dec 18, 2020
Property Address	4046 BRANDY CREEK CT, CLOVER, SC 29710-0668
Document Number	1885100273
Book / Page	18851 / 273
Map Reference	MB 162 PG 160
Instrument Date	Dec 14, 2020
Instrument	2020062775
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Tax	$218.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 IRISH GREEN DR, LAKE WYLIE, SC 29710-6076
Investor	Possibly a Property Investor

Mortgage

Document Number	2020062777
Date	Dec 18, 2020
Instrument	2020062777

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 17, 2021

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Oct 3, 2019
Property Address	4046 BRANDY CREEK CT, CLOVER, SC 29710-0668
Document Number	1782200377
Book / Page	017822 / 000377
Instrument Date	Oct 2, 2019
Instrument	42829
Transaction Type	Transfer
Record Updated	Nov 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$216.45
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7029 HIGH OAK DR WEDDINGTON NC 281047960, WEDDINGTON, NC 28104-7960

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025			$577,900 (+17.74%) Land $75,000 Building $502,900
2023	Additional exemption filed		$490,812 (+792.39%) Land $75,000 Building $415,812
2022	$236.00 Additional exemption filed	$2,200 Land $2,200	$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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