4032 Brandy Creek Ct, Clover, SC 29710 Property Records

York County property record for 4032 Brandy Creek Ct, Clover, SC 29710

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.04 acres (45,309 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Nov 2025)
Tax Bill	$1,804 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Aug 2024 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`359-01-01-035`

Property Details

APN / Parcel Number

Primary APN	`359-01-01-035`

Exterior

Lot Area	45,309 sqft (1.04 acres)

Location & Zoning

Street Address	4032 BRANDY CREEK CT
City	CLOVER
State	SC
Zip	29710-0668
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LT 51 SANDERS LANDING PHS 1B
Legal Subdivision	SANDERS LANDING
Legal Tract	B
Legal Lot Number	51
Jurisdiction	YORK SC
Township / Civil Division	YORK
Census Block Group	3
Census Block	3007
Census Tract	61504

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4032 BRANDY CREEK CT, CLOVER, SC 29710-0668
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed, Transfer · Conventional Mortgage AMERIS BANK
Aug 23, 2024	Warranty Deed, Construction Loan · Construction Mortgage ARTHUR STATE BANK
Jul 8, 2024	Deed, Transfer
May 14, 2024	Intrafamily Transfer, Transfer
May 14, 2024	Intrafamily Transfer, Transfer
Jul 21, 2021	Deed, Transfer
Mar 10, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Aug 23, 2024
Deed Document Number	202538497
Deed Book / Page	22247 / 241
Prior Transfer Date	May 13, 2024
Prior Transfer Doc	2130000421
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Nov 12, 2025
Property Address	4032 BRANDY CREEK CT, CLOVER, SC 29710-0668
Document Number	2224700241
Book / Page	22247 / 241
Map Reference	MB 152 PG 160
Instrument Date	Nov 7, 2025
Instrument	2025038497
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4032 BRANDY CREEK CT, CLOVER, SC 29710-0668

Mortgage

Document Number	2025038498
Date	Nov 12, 2025
Instrument	2025038498

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Aug 23, 2024
Property Address	4032 BRANDY CREEK CT, CLOVER, SC 29710-0668
Document Number	2147200359
Book / Page	21472 / 359
Map Reference	MB 162 PG 160
Instrument Date	Aug 22, 2024
Instrument	2024026797
Transaction Type	Construction Loan
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	201 ALLISON ST, FORT MILL, SC 29715-2303

Mortgage

Document Number	2024026796
Date	Aug 23, 2024
Instrument	2024026796

Lender

Name	ARTHUR STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	Other
Max Rate	12.5%

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jul 8, 2024
Property Address	4032 BRANDY CREEK CT, CLOVER, SC 29710-0668
Document Number	2138800058
Book / Page	21388 / 58
Map Reference	MB 162 PG 160
Instrument Date	Jul 2, 2024
Instrument	2024020962
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6650 RIVERS AVE # 100, 100, NORTH CHARLESTON, SC 29406-4809

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	May 14, 2024
Property Address	4032 BRANDY CREEK CT, CLOVER, SC 29710-0668
Document Number	2130000421
Book / Page	21300 / 421
Map Reference	MB D PG 7
Instrument Date	May 13, 2024
Instrument	2024014757
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 GRISTMILL DR, ROCK HILL, SC 29732-9801

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	May 14, 2024
Property Address	4032 BRANDY CREEK CT, CLOVER, SC 29710-0668
Document Number	2130000424
Book / Page	21300 / 424
Instrument Date	May 13, 2024
Instrument	2024014758
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 CREEKBRIDGE DR, ROCK HILL, SC 29732-9169

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jul 21, 2021
Property Address	4032 BRANDY CREEK CT, CLOVER, SC 29710-0668
Document Number	1944700482
Book / Page	19447 / 482
Map Reference	MB 162 PG 160
Instrument Date	Jul 13, 2021
Instrument	2021041767
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Tax	$249.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 CREEKBRIDGE DR, ROCK HILL, SC 29732-9169

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Mar 10, 2020
Property Address	4032 BRANDY CREEK CT, CLOVER, SC 29710-0668
Document Number	1812200324
Book / Page	018122 / 000324
Instrument Date	Mar 6, 2020
Instrument	10027
Transaction Type	Transfer
Record Updated	Apr 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3206 LEIGH RD POMPANO BEACH FL 330621214, POMPANO BEACH, FL 33062-1214

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,804.00 (+20.67%)	$4,500 (+13.64%) Land $4,500	$75,000 (+13.64%) Land $75,000
2023	$1,495.00	$3,960 Land $3,960	$66,000 Land $66,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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