40459 Charlesburg Dr, Temecula, CA 92591 Property Records

Riverside County property record for 40459 Charlesburg Dr, Temecula, CA 92591

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.75 ba · 2,304 sqft · built 2007
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$545,000 (Dec 2020)
Tax Bill$7,968 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Apr 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN916-641-046

Property Details

APN / Parcel Number

Primary APN916-641-046
Alternative APN
  • 916640068

Interior

Bedrooms4 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,304 sqft Living Area
Gross Area2,782 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2008
Construction TypeWood
Roof MaterialTile
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area438 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address40459 CHARLESBURG DR
CityTEMECULA
StateCA
Zip92591-4422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.13 ACRES M/L IN LOT 46 MB 393/042 TR 32436-1
Legal SubdivisionTRACT NO 32436 1
Legal Tract32436-1
Legal Lot Number46
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group2
Census Block2006
Census Tract49600

Owner

40459 Charlesburg Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address40459 CHARLESBURG DR, TEMECULA, CA 92591-4422
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2026Deed of Trust, Mortgage · Line of Credit
U S BANK N A
Apr 4, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jan 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
JMJ FINANCIAL GROUP
Dec 29, 2020Grant Deed, Transfer · Conventional Mortgage
US BANK NA
Oct 4, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
NORTHPOINTE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2020 · Amount on File
Deed SaleDec 29, 2020 · Amount on File
Prior SaleSep 26, 2007 · Amount on File
Deed Document Number2020664595
Prior Transfer DateSep 28, 2017
Prior Transfer Doc0000412709
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Recording DateApr 8, 2026
Property Address40459 CHARLESBURG DR, TEMECULA, CA 92591-4422
Document Number0000104921
Instrument DateMar 28, 2026
Instrument2026104921
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address40459 CHARLESBURG DR, TEMECULA, CA 92591-4422

Mortgage

Document Number0000104921,
DateApr 8, 2026
Instrument2026104921
Lender
NameU S BANK N A
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 7, 2056
Interest
Rate5.98%
Max Rate-1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address40459 CHARLESBURG DR, TEMECULA, CA 92591-4422
Transaction TypeMortgage
Record UpdatedApr 15, 2022
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address40459 CHARLESBURG DR, TEMECULA, CA 92591-4422

Mortgage

Document Number0000159754
DateApr 4, 2022
Instrument2022-0159754
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueMar 15, 2052

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address40459 CHARLESBURG DR, TEMECULA, CA 92591-4422
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012308
DateJan 11, 2017
Instrument2017-0012308
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2047

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address40459 CHARLESBURG DR, TEMECULA, CA 92591-4422
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address30842 LA BRISE, LAGUNA NIGUEL, CA 92677-5527

Mortgage

Document Number0000400945
DateAug 27, 2020
Instrument2020-0400945
Lender
NameJMJ FINANCIAL GROUP
TypeFunding / Finance Company
AddressALISO VIEJO, CA 92656
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateDec 29, 2020
Property Address40459 CHARLESBURG DR, TEMECULA, CA 92591-4422
Document Number0000664595
Map ReferenceMB 393 PG 42-46
Instrument DateDec 1, 2020
Instrument2020-0664595
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyTICOR TITLE RIVERSIDE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address29500 MIRA LOMA DR APT L204, L204, TEMECULA, CA 92592-4209

Mortgage

Document Number0000664596
DateDec 29, 2020
Instrument2020-0664596
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

October 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateOct 4, 2017
Property Address40459 CHARLESBURG DR, TEMECULA, CA 92591-4422
Document Number0000412709
Map ReferenceMB 393 PG 42-46
Instrument DateSep 28, 2017
Instrument2017-0412709
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyWFG NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address40459 CHARLESBURG DR, TEMECULA, CA 92591-4422

Mortgage

Document Number0000412710
DateOct 4, 2017
Instrument2017-0412710
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 40459 Charlesburg Dr was $7,968, up 1.1% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityTemecula City
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$601,723 (+2%) Land $138,010 Building $463,713
2025$7,968.00 (+1.12%)$589,925 Land $135,304 Building $454,621
2024$7,880.00 (+0.46%)
2023$7,844.00 (+1.72%)$567,018 Land $130,050 Building $436,968
2022$7,711.00
2021$485,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40459 Charlesburg Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40459 Charlesburg Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25

May also be available: AT&T, GeoLinks, T-Mobile.

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