40439 Charlesburg Dr, Temecula, CA 92591 Property Records

Riverside County property record for 40439 Charlesburg Dr, Temecula, CA 92591

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,304 sqft · built 2007
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$816,000 (Apr 2024)
Tax Bill	$10,797 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`916-641-033`

Property Details

APN / Parcel Number

Primary APN	`916-641-033`
Alternative APN	`916640055`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,304 sqft Living Area
Gross Area	2,782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Tile
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40439 CHARLESBURG DR
City	TEMECULA
State	CA
Zip	92591-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.12 ACRES M/L IN LOT 33 MB 393/042 TR 32436-1
Legal Subdivision	TRACT NO 32436 1
Legal Tract	32436-1
Legal Lot Number	33
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2006
Census Tract	49600

Owner

40439 Charlesburg Dr is owned and occupied by an individual who bought it in April 2024.

Source: Riverside County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	40439 CHARLESBURG DR, TEMECULA, CA 92591-4422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Grant Deed, Transfer · Conventional Mortgage LOAN FACTORY INC
Feb 25, 2022	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 8, 2018	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Sep 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024 · Amount on File
Deed Sale	Apr 1, 2024 · Amount on File
Prior Sale	Feb 25, 2022 · Amount on File
Deed Document Number	202494544
Prior Transfer Date	Sep 17, 2020
Prior Transfer Doc	0000454094
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 1, 2024
Property Address	40439 CHARLESBURG DR, TEMECULA, CA 92591-4422
Document Number	0000094544
Map Reference	MB 393 PG 42-46
Instrument Date	Mar 1, 2024
Instrument	2024-0094544
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40439 CHARLESBURG DR, TEMECULA, CA 92591-4422

Mortgage

Document Number	0000094545
Date	Apr 1, 2024
Instrument	2024-0094545

Lender

Name	LOAN FACTORY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 25, 2022
Property Address	40439 CHARLESBURG DR, TEMECULA, CA 92591-4422
Document Number	0000096071
Map Reference	MB 393 PG 42-46
Instrument Date	Jan 19, 2022
Instrument	2022-0096071
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40439 CHARLESBURG DR, TEMECULA, CA 92591-4422

Mortgage

Document Number	0000096072
Date	Feb 25, 2022
Instrument	2022-0096072

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40439 CHARLESBURG DR, TEMECULA, CA 92591-4422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000319454
Date	Aug 8, 2018
Instrument	2018-0319454

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 24, 2020
Property Address	40439 CHARLESBURG DR, TEMECULA, CA 92591-4422
Document Number	0000454094
Map Reference	MB 393 PG 42-46
Instrument Date	Sep 17, 2020
Instrument	2020-0454094
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40439 CHARLESBURG DR, TEMECULA, CA 92591-4422

Mortgage

Document Number	0000454095
Date	Sep 24, 2020
Instrument	2020-0454095

Lender

Name	JMJ FINANCIAL GROUP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 40439 Charlesburg Dr was $10,797.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$848,964 (+2%) Land $254,690 Building $594,274
2025	$10,797.00	$832,319 Land $249,697 Building $582,622
2023	$9,899.00 (+39.29%)	$765,000 Land $127,500 Building $637,500
2022	$7,107.00
2021			$657,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40439 Charlesburg Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40439 Charlesburg Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25

May also be available: AT&T, GeoLinks, T-Mobile.

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