Jefferson County property record for 4045 State Rd P, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1,956 sqft · built 1948 |
| Lot Size | 57.5 acres (2,506,442 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $757 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-4.0-17.0-0-000-004.04 |
| Primary APN | 18-4.0-17.0-0-000-004.04 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,956 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 1,170 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 2,506,442 sqft |
| Porch | Enclosed Frame Porch |
| Porch Area | 248 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 4045 STATE ROAD P |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT US SURVEY 2978 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 17 |
| Legal Subdivision | US SURV 2978 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | JOACHIM |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 701001 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 401 RIDGE MEADOW LN, WASHINGTON, MO 63090-5770 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 4045 STATE ROAD P, FESTUS, MO 63028 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000029958 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 2022R-029958 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,800 (-) Land $1,900 Building $10,900 | $68,700 (-) Land $11,300 Building $57,400 | |
| 2025 | $757.00 (+4.41%) | $12,800 (+7.56%) Land $1,900 Building $10,900 | |
| 2024 | $68,700 (+7.34%) Land $11,300 Building $57,400 | ||
| 2023 | $725.00 | $11,900 Land $1,900 Building $10,000 | $64,000 Land $11,300 Building $52,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
5G and 4G LTE (outdoors only)
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