3951 State Rd P, Festus, MO 63028 Property Records

Jefferson County property record for 3951 State Rd P, Festus, MO 63028

Property Summary

Property Type	Other
Details	2 ba · 3,720 sqft · built 2010
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$408 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-4.0-17.0-0-000-004.01`

Property Details

APN / Parcel Number

Primary APN	`18-4.0-17.0-0-000-004.01`
Alternative APN	`1840170 00401`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,720 sqft Gross Area
1st Floor Area	1,300 sqft
Basement Area	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame
Lot Area	435,600 sqft
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	756 sqft
Patio Area	812 sqft
Pole Barn	3,720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3951 STATE ROAD P
City	FESTUS
State	MO
Zip	63028-3203
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	LR2
Legal Description	B & M ESTS LOT 1
Legal Range	5E
Legal Township	40N
Legal Section	17
Legal Subdivision	B & M ESTS
Legal Block	1
Legal Lot Number	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1029
Census Tract	701001

Owner

3951 State Rd P is owned by two individuals who acquired it in December 2023.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3955 STATE ROAD P, FESTUS, MO 63028-3203
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Warranty Deed, Transfer · Line of Credit ENTERPRISE BANK & TRUST
Oct 4, 2021	Warranty Deed, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK
Dec 4, 2018	Grant Deed US TITLE
Apr 30, 2018	Warranty Deed, Transfer · Closed-End Mortgage UNICO BANK
Nov 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2023
Deed Sale	Dec 4, 2023
Prior Sale	Oct 4, 2021 · Amount on File
Deed Document Number	202329971
Prior Transfer Date	Feb 14, 2020
Prior Transfer Doc	0000005899
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 4, 2023
Property Address	3951 STATE ROAD P, FESTUS, MO 63028-3203
Document Number	0000029971
Map Reference	DOC 2021P-000159
Instrument Date	Dec 1, 2023
Instrument	2023R-029971
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3951 P, FESTUS, MO 63028

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3955 P, FESTUS, MO 63028

Mortgage

Document Number	0000029972
Date	Dec 4, 2023
Instrument	2023R-029972

Lender

Name	ENTERPRISE BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 4, 2021
Property Address	3951 STATE ROAD P, FESTUS, MO 63028-3203
Document Number	0000043486
Map Reference	DOC 2021P-000159
Instrument Date	Sep 28, 2021
Instrument	2021R-043486
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3955 STATE ROAD P, 3955, FESTUS, MO 63028-3203

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3955 STATE ROAD P, FESTUS, MO 63028-3203

Mortgage

Document Number	0000043487
Date	Oct 4, 2021
Instrument	2021R-043487

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

December 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 4, 2018
Property Address	3951 STATE ROAD P, FESTUS, MO 63028-3203
Document Number	0000036677
Instrument Date	Apr 26, 2018
Instrument	36677
Record Updated	Dec 19, 2018
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3951 STATE ROAD P FESTUS MO 630283203, FESTUS, MO 63028-3203

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 30, 2018
Property Address	3951 STATE ROAD P, FESTUS, MO 63028-3203
Document Number	0000012831
Instrument Date	Apr 26, 2018
Instrument	2018R-012831
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3951 STATE ROAD P, 3951, FESTUS, MO 63028-3203

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3951 STATE ROAD P, FESTUS, MO 63028-3203

Mortgage

Document Number	0000012832
Date	Apr 30, 2018
Instrument	2018R-012832

Lender

Name	UNICO BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 5, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 1, 2017
Property Address	3951 STATE ROAD P, FESTUS, MO 63028-3203
Document Number	0000034602
Instrument Date	Oct 27, 2017
Instrument	34602
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3951 STATE ROAD P FESTUS MO 630283203, FESTUS, MO 63028-3203

Tax Assessment & Valuation

The 2025 property tax bill for 3951 State Rd P was $408, up 6% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,900 (-) Land $500 Building $6,400	$37,500 (-) Land $4,100 Building $33,400
2025	$408.00 (+5.97%)	$6,900 Land $500 Building $6,400	$37,500 (-) Land $4,100 Building $33,400
2024	$385.00 (+0.52%)		$37,500 (+8.7%) Land $4,100 Building $33,400
2023	$383.00	$6,300 Land $500 Building $5,800	$34,500 Land $4,100 Building $30,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3951 State Rd P in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3951 State Rd P is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brown Dog Networks Fixed Wireless	50 / 10

May also be available: Spectrum, Verizon.

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