4045 S Edgewater Cir, Labelle, FL 33935 Property Records

Hendry County property record for 4045 S Edgewater Cir, Labelle, FL 33935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,346 sqft · built 1980
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,142 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4-29-43-10-040-2162-0200`

Property Details

APN / Parcel Number

Primary APN	`4-29-43-10-040-2162-0200`
Alternative APNs	`410432904021620200` `39347`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,346 sqft Living Area
Gross Area	1,616 sqft
1st Floor Area	1,346 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	429 sqft
Porch	Concrete/Masonry Slab
Porch Area	60 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	39347
Street Address	4045 S EDGEWATER CIR
City	LABELLE
State	FL
Zip	33935-5407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG3
Legal Description	PORT LABELLE UNIT 4 BLK 2162 LOT 20
Legal Range	29
Legal Township	43
Legal Section	10
Legal Subdivision	PT LABELLE UNIT 4
Legal Block	2162
Legal Lot Number	20
Legal Unit	4
Jurisdiction	HENDRY FL
Township / Civil Division	LABELLE
Census Block Group	1
Census Block	1021
Census Tract	403

Owner

4045 S Edgewater Cir is owned and occupied by two individuals who acquired it in August 2009.

Source: Hendry County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4045 S EDGEWATER CIR, LABELLE, FL 33935-5407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Aug 24, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2009
Deed Sale	Aug 13, 2009
Prior Sale	Jun 25, 2009 · Amount on File
Deed Document Number	20098256
Deed Book / Page	806 / 620
Prior Transfer Date	Dec 1, 1997
Prior Transfer Doc	0560000518
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRY FL
Property Address	4045 S EDGEWATER CIR, LABELLE, FL 33935-5407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009760834
Date	May 11, 2020
Book Page	976/834
Instrument	202026004819

Lender

Name	CADENCE BANK NA
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRY FL
Property Address	4045 S EDGEWATER CIR, LABELLE, FL 33935-5407
Document Number	0009440589
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 S EDGEWATER CIR LABELLE FL 339355407, LABELLE, FL 33935-5407

Mortgage

Document Number	0009440589
Date	Sep 14, 2018
Book Page	000944/000589
Instrument	26009832

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4045 S Edgewater Cir was $1,142 with a homeowner's exemption.

Source: Hendry County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hendry County
Unified School District	Hendry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,142.00 Homeowner's exemption	$48,370	$214,248 Land $25,000 Building $189,248
2023	$938.00 (+2.96%) Homeowner's exemption	$45,637 (+3%)	$200,219 (+20.68%) Land $21,000 Building $179,219
2022	$911.00 Homeowner's exemption	$44,307	$165,908 Land $18,800 Building $147,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4045 S Edgewater Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4045 S Edgewater Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORT LABELLE private · serves 11,782 people · EPA ID FL5260226
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Streamline Internet.

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