4040 S Edgewater Cir, Labelle, FL 33935 Property Records

Hendry County property record for 4040 S Edgewater Cir, Labelle, FL 33935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1980
Lot Size	0.49 acres (21,343 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Dec 2023)
Tax Bill	$3,409 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-29-43-10-040-2169-0210`

Property Details

APN / Parcel Number

Primary APN	`4-29-43-10-040-2169-0210`
Alternative APNs	`410432904021690210` `39479`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,590 sqft
1st Floor Area	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,343 sqft (0.49 acres)
Garage Type	Attached
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	208 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	39479
Street Address	4040 S EDGEWATER CIR
City	LABELLE
State	FL
Zip	33935-5402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG3
Legal Description	PORT LABELLE UNIT 4 BLK 2169 LOTS 21 + 20
Legal Range	29
Legal Township	43
Legal Section	10
Legal Subdivision	PT LABELLE UNIT 4
Legal Block	2169
Legal Lot Number	21
Legal Unit	4
Jurisdiction	HENDRY FL
Township / Civil Division	LABELLE
Census Block Group	1
Census Block	1025
Census Tract	403

Owner

4040 S Edgewater Cir is owned and occupied by an individual who bought it in December 2023.

Source: Hendry County records, as of March 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4040 S EDGEWATER CIR, LABELLE, FL 33935-5402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Prior Sale	Nov 24, 2020 · Amount on File
Deed Document Number	202314985
Deed Book / Page	1065 / 1615
Prior Transfer Date	Apr 18, 2013
Prior Transfer Doc	0008610612
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDRY FL
Recording Date	Dec 8, 2023
Property Address	4040 S EDGEWATER CIR, LABELLE, FL 33935-5402
Document Number	0010651615
Book / Page	1065 / 1615
Map Reference	MB 3 PG 86-102
Instrument Date	Dec 8, 2023
Instrument	202326014985
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	FLORIDA HOMETOWN TITLE AND ESCRO, FLORIDA HOMETOWN TTL ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3004 FORT DENAUD RD, FORT DENAUD, FL 33935-9608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 S EDGEWATER CIR, LABELLE, FL 33935-5402

Mortgage

Document Number	0010651617
Date	Dec 8, 2023
Instrument	1065/1617

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jan 1, 2034
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year T-Bill
Max Rate	12.1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDRY FL
Recording Date	Nov 24, 2020
Property Address	4040 S EDGEWATER CIR, LABELLE, FL 33935-5402
Document Number	0009871521
Book / Page	987 / 1521
Map Reference	MB 3 PG 86-102
Instrument Date	Nov 4, 2020
Instrument	202026012934
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FLORIDA HOMETOWN T&E LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1083 CARSON DR, 1083, LABELLE, FL 33935-9126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 S EDGEWATER CIR, LABELLE, FL 33935-5402

Mortgage

Document Number	9871523
Date	Nov 24, 2020
Instrument	987/1523

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDRY FL
Recording Date	Apr 27, 2020
Property Address	4040 S EDGEWATER CIR, LABELLE, FL 33935-5402
Document Number	0009751530
Book / Page	000975 / 001530
Instrument Date	Apr 25, 2020
Instrument	26004401
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4040 S EDGEWATER CIR LABELLE FL 339355402, LABELLE, FL 33935-5402

Tax Assessment & Valuation

The 2025 property tax bill for 4040 S Edgewater Cir was $3,409 with a homeowner's exemption.

Source: Hendry County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hendry County
Unified School District	Hendry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,409.00 Homeowner's exemption	$203,057	$215,177 Land $50,000 Building $165,177
2023	$3,270.00 (+9.36%)	$197,039 (+17.46%) Land $42,000 Building $155,039	$197,039 (+17.46%) Land $42,000 Building $155,039
2022	$2,990.00	$167,744 Land $37,600 Building $130,144	$167,744 Land $37,600 Building $130,144

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4040 S Edgewater Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4040 S Edgewater Cir is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORT LABELLE private · serves 11,782 people · EPA ID FL5260226
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Streamline Internet.

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