Simpson County property record for 4045 Rapids Rd, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,050 sqft · built 1945 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Dec 2025) |
| Tax Bill | $546 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-00-00-025.01 |
| Primary APN | 049-00-00-025.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4045 RAPIDS RD |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-7323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4045 RAPIDS ROAD |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | EAST SIMPSON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 970100 |
4045 Rapids Rd is owned and occupied by two individuals who bought it in December 2025.
Source: Simpson County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4045 RAPIDS RD, FRANKLIN, KY 42134-7323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on File |
| Deed Sale | Dec 23, 2025 · Amount on File |
| Deed Document Number | 20251258338 |
| Deed Book / Page | 391 / 719 |
| Prior Transfer Date | Feb 25, 2014 |
| Prior Transfer Doc | 00D308/339 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Dec 23, 2025 |
| Property Address | 4045 RAPIDS RD, FRANKLIN, KY 42134-7323 |
| Document Number | 00D391/719 |
| Book / Page | D391 / 719 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 1258338 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1242, TRAVELERS REST, SC 29690-1201 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4045 RAPIDS RD, FRANKLIN, KY 42134-7323 |
| Document Number | 0001258339 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 1258339 |
| Name | FRANKLIN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jan 15, 2031 |
The 2025 property tax bill for 4045 Rapids Rd was $546, down 0.7% from the year before.
Source: Simpson County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $546.00 (-0.73%) | $62,250 (-) | $62,250 (-) |
| 2024 | $550.00 (-5.01%) | $62,250 (-) | $62,250 (-) |
| 2023 | $579.00 | $62,250 | $62,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4045 Rapids Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4045 Rapids Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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