3908 Rapids Rd, Franklin, KY 42134 Property Records

Simpson County property record for 3908 Rapids Rd, Franklin, KY 42134

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,917 sqft · built 1900
Lot Size	53.9 acres (2,351,630 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,333 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-00-00-024.00`

Property Details

APN / Parcel Number

Primary APN	`049-00-00-024.00`
Alternative APN	`1727`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,917 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Metal
Lot Area	2,351,630 sqft (53.9 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Street Address	3908 RAPIDS RD
City	FRANKLIN
State	KY
Zip	42134-8331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3908 RAPIDS ROAD
Jurisdiction	SIMPSON KY
Township / Civil Division	EAST SIMPSON
Census Block Group	2
Census Block	2020
Census Tract	970100

Owner

Source: Simpson County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	3908 RAPIDS RD, FRANKLIN, KY 42134-8331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Transfer Date	Apr 29, 2022
Transfer Doc	00D365/132
Record Updated	Jun 8, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SIMPSON KY
Recording Date	Apr 29, 2022
Property Address	3908 RAPIDS RD, FRANKLIN, KY 42134-8331
Document Number	00D365/132
Book / Page	D365 / 132
Instrument Date	Apr 28, 2022
Instrument	1208382
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$385.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3908 RAPIDS RD, 3908, FRANKLIN, KY 42134-8331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 M ALEXANDER ROAD, FRANKLIN, KY 42134-8305

Mortgage

Document Number	0001208383
Date	Apr 29, 2022
Instrument	1208383

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

Tax Assessment & Valuation

Source: Simpson County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,333.00 (+175.41%)	$152,000 (+192.31%)	$152,000 (+192.31%)
2023	$484.00	$52,000	$52,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Franklin EPB Fiber Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rapids Rd

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