4045 Lloyd Dr, Napa, CA 94558 Property Records

Napa County property record for 4045 Lloyd Dr, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,443 sqft · built 1996
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$360,000 (Nov 2000)
Tax Bill	$6,980 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`007-163-028-000`

Property Details

APN / Parcel Number

Primary APN	`007-163-028-000`
Alternative APNs	`007-163-028` `00716328`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,443 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	1,443 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	007-163-028
Street Address	4045 LLOYD DR
City	NAPA
State	CA
Zip	94558-2268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	LOT 24 BRECKENRIDGE EST 18R/M13 CC&R=92-3565
Legal Subdivision	BRECKENRIDGE ESTATES
Legal Lot Number	24
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1015
Census Tract	200706

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4045 LLOYD DR, NAPA, CA 94558-2268
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 14, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2000 · Amount on Record
Deed Sale	Nov 3, 2000 · Amount on Record
Prior Sale	Oct 30, 1995 · Amount on Record
Deed Document Number	200028665
Last Transfer Date	Aug 10, 2005
Transfer Doc	0000032506
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	4045 LLOYD DR, NAPA, CA 94558-2268
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 LLOYD DR, NAPA, CA 94558-2268

Mortgage

Document Number	0000016462
Date	Nov 6, 2025
Instrument	2025-0016462

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	4045 LLOYD DR, NAPA, CA 94558-2268
Document Number	0000000122
Instrument Date	Dec 14, 2016
Transaction Type	Mortgage
Record Updated	Jan 17, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 LLOYD DR NAPA CA 945582268, NAPA, CA 94558-2268

Mortgage

Document Number	0000000122
Date	Jan 4, 2017
Instrument	122

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,980.00 (+2.18%) Homeowner's exemption	$553,218 (+2%) Land $268,963 Building $284,255	$553,218 Land $268,963 Building $284,255
2025	$6,831.00 (+4.96%) Homeowner's exemption	$542,372 (+4.04%) Land $263,690 Building $278,682
2023	$6,508.00 (+1.35%) Homeowner's exemption	$521,312 Land $253,451 Building $267,861
2022	$6,421.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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