4045 Gratiot Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 4045 Gratiot Ave, Saint Clair, MI 48079

Property Summary

Property TypeCommercial Vacant Land
Lot Size1.25 acres (54,450 sqft)
Owner2 Company Names on Record
Tax Bill$331 (2024)
Deeds & MortgagesMay 2023 Line of Credit
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN74-30-018-2001-000

Property Details

APN / Parcel Number

Primary APN74-30-018-2001-000

Exterior

Lot Area54,450 sqft (1.25 acres)
Lot Depth165 ft Depth

Location & Zoning

Account Number74300182001000
Street AddressGRATIOT RD
CitySAINT CLAIR
StateMI
Zip48079
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeB-2
Legal DescriptionTHAT PART OF E 1/2 OF E 1/2 OF SEC 18 THAT LIES SE OF US-25, NE OF RATTLE RUN RD. SW OF LOT 28 OF WILEY GRATIOT LITTLE FARMS
Legal Range16E
Legal Township05N
Legal Section18
Legal SubdivisionWILEY GRATIOT LITTLE FARMS
Legal Lot Number28-29
JurisdictionSAINT CLAIR MI
Township / Civil DivisionST. CLAIR
Census Block Group2
Census Block2016
Census Tract640600

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address48501 ISOLA DR, SHELBY TOWNSHIP, MI 48315-4138
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 18, 2023Deed of Trust, Mortgage · Line of Credit
TRI COUNTY BANK
Jan 16, 2020Warranty Deed, Transfer · Conventional Mortgage
TRI COUNTY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2016
Deed SaleMar 4, 2016
Deed Document Number0004688329
Deed Book / Page4688 / 329
Last Transfer DateMar 10, 2016
Transfer Doc0046880329
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address4045 GRATIOT AVE, SAINT CLAIR, MI 48079
Transaction TypeMortgage
Record UpdatedJun 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address48501 ISOLA DR, SHELBY TOWNSHIP, MI 48315-4138

Mortgage

Document Number0000562365
DateMay 18, 2023
Book Page5623/65
Instrument2023009068
Lender
NameTRI COUNTY BANK
TypeBank
AddressBROWN CITY, MI 48416
Agreement
TypeLine of Credit
AmountAmount Recorded

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJan 16, 2020
Property Address4045 GRATIOT AVE, SAINT CLAIR, MI 48079
Document Number0005142389
Book / Page5142 / 389
Map ReferenceLB 50 PG 19
Instrument DateMar 4, 2016
Instrument2020001449
Transaction TypeTransfer
Record UpdatedSep 13, 2022
Title CompanyHURON TITLE

Transaction

AmountAmount Recorded
Tax$946.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address8393 KENDALL RD, 8393, COLUMBUS, MI 48063-2611

Transferred To (Grantee/Buyer)

NameVerified Name
Address48501 ISOLA DR, SHELBY TOWNSHIP, MI 48315-4138

Mortgage

Document Number2020001450
DateJan 16, 2020
Instrument2020001450
Lender
NameTRI COUNTY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionSt. Clair Township
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,500 (+139.36%)
2024$331.00 (+7.82%)$45,000 (+139.36%)
2023$9,400
2022$307.00$18,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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