4045 Gift Blvd, Johns Island, SC 29455 Property Records

Charleston County property record for 4045 Gift Blvd, Johns Island, SC 29455

Property Summary

Property Type	Residential Vacant Land
Details	4 bd · 4.5 ba · 4,297 sqft · built 2024
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Feb 2021)
Tax Bill	$5,614 (2025)
Deeds & Mortgages	Aug 2022 Construction Loan Feb 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`249-02-00-043`

Property Details

APN / Parcel Number

Primary APN	`249-02-00-043`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,297 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	64,033 sqft (1.47 acres)

Location & Zoning

Street Address	4045 GIFT BLVD
City	JOHNS ISLAND
State	SC
Zip	29455-7740
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SUBDIVISION NAME -GIFT PLANTATION PHASE II DESCRIPTION -LOT 84
Legal Subdivision	GIFT PLANTATION PHASE II
Legal Phase	2
Legal Lot Number	84
Jurisdiction	CHARLESTON SC
Township / Civil Division	JOHNS ISLAND
Census Block Group	2
Census Block	2011
Census Tract	2108

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 GLENKIRK DR, CHARLESTON, SC 29414-7332
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Correction Deed · Construction Mortgage COGENT BANK
Feb 1, 2021	Deed, Transfer · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2021 · Amount on Record
Deed Sale	Feb 1, 2021 · Amount on Record
Prior Sale	May 30, 2002 · Amount on Record
Deed Book / Page	956 / 668
Last Transfer Date	Aug 17, 2022
Transfer Doc	0011320217
Record Updated	Oct 29, 2026

August 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 19, 2022
Property Address	4045 GIFT BLVD, JOHNS ISLAND, SC 29455-7740
Document Number	0011320217
Book / Page	1132 / 217
Map Reference	MB ED PG 566
Instrument Date	Aug 17, 2022
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 GLENKIRK DR, CHARLESTON, SC 29414-7332

Mortgage

Document Number	0001132224
Date	Aug 19, 2022
Instrument	1132/224

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 17, 2023

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 1, 2021
Property Address	4045 GIFT BLVD, JOHNS ISLAND, SC 29455-7740
Document Number	0009560668
Book / Page	956 / 668
Map Reference	MB ED PG 566
Instrument Date	Jan 8, 2021
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17 GENKIRK DR, CHARLESTON, SC 29414-7332

Mortgage

Document Number	0009560669
Date	Feb 1, 2021
Book Page	956/669

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jan 15, 2041

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2026
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	10.2%
Index	5-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,614.00 (+2.76%)	$1,633,000 (+7,157.78%) Land $395,000 Building $1,238,000	$1,633,000 (+335.47%) Land $395,000 Building $1,238,000
2024	$5,463.00 (+7.24%)	$22,500 (-)
2022	$5,094.00	$22,500	$375,000 (-) Land $375,000
2020			$375,000 Land $375,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 203 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	203 in force
Nearby Flood Claims	11 (2015–2025)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 98.8% of South Carolina
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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