4045 Brown Rd, Oregon, OH 43616 Property Records

Lucas County property record for 4045 Brown Rd, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,024 sqft · built 1950
Lot Size	3.99 acres (174,196 sqft)
Owner	Individual Name on Record
Last Sale	$222,700 (Apr 2021)
Tax Bill	$4,321 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-25641`

Property Details

APN / Parcel Number

Primary APN	`44-25641`
Alternative APN	`24029082`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,024 sqft Living Area
1st Floor Area	1,506 sqft
Attic	Attic
Attic Area	1,036 sqft
Basement Area	1,506 sqft

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	174,196 sqft (3.99 acres)
Lot Width	165 ft Width
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4045 BROWN RD
City	OREGON
State	OH
Zip	43616-4138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R1
Legal Description	8 10 10 SE 1/4 E 4 AC S 12 AC W 30 AC E1/2
Legal Subdivision	8 10 10 SE 1/4
Legal Tract	99
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2008
Census Tract	9901

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4045 BROWN RD, OREGON, OH 43616-4138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2018	Deed of Trust, Mortgage · Line of Credit SUN FCU
Apr 9, 2021	Survivorship Deed, Transfer · Conventional Mortgage GENOA BANKING CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2021 · Amount on Record
Deed Sale	Apr 9, 2021 · Amount on Record
Prior Sale	Jul 22, 2015 · Amount on Record
Deed Document Number	202104090017868
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4045 BROWN RD, OREGON, OH 43616-4138
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025296
Date	Jun 12, 2018
Instrument	201806120025296

Lender

Name	SUN FCU
Type	Credit Union
Address	STRYKER, OH 43557

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 11, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Apr 9, 2021
Property Address	4045 BROWN RD, OREGON, OH 43616-4138
Document Number	0000017868
Instrument Date	Apr 6, 2021
Instrument	202104090017868
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4045 BROWN RD, OREGON, OH 43616-4138

Mortgage

Document Number	0000017869
Date	Apr 9, 2021
Instrument	202104090017869

Lender

Name	GENOA BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,321.00 (+6.25%)	$87,010 (-) Land $19,285 Building $67,725
2024	$4,067.00 (+22.17%)	$87,010 (+46.58%) Land $19,285 Building $67,725	$248,600 (+46.58%) Land $55,100 Building $193,500
2023	$3,329.00 (-0.75%)	$59,360 (-) Land $17,780 Building $41,580
2022	$3,354.00 Homeowner's exemption	$59,360 Land $17,780 Building $41,580
2021			$169,600 Land $50,800 Building $118,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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