4045 Ashwood Ct, Cincinnati, OH 45245 Property Records

Clermont County property record for 4045 Ashwood Ct, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,406 sqft · built 1994
Lot Size	0.356 acres (15,507 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jun 2023)
Tax Bill	$5,427 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-32-19.-168`

Property Details

APN / Parcel Number

Primary APN	`41-32-19.-168`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,406 sqft Living Area
1st Floor Area	790 sqft
Basement Area	378 sqft
Unfinished Basement	378 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	15,507 sqft (0.356 acres)
View / Lot	Cul-de-sac
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	68 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4045 ASHWOOD CT
City	CINCINNATI
State	OH
Zip	45245-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENVIEW; LOT 26
Legal Subdivision	GLENVIEW
Legal Lot Number	26
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3002
Census Tract	41202

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4045 ASHWOOD CT, CINCINNATI, OH 45245-4103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage GENERAL ELECTRIC CU
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC
Jun 17, 2022	Intrafamily Transfer, Transfer NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI
Jul 11, 2019	Survivorship Deed, Transfer · FHA Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Jul 11, 2019 · Amount on Record
Deed Document Number	202310744
Deed Book / Page	2946 / 3266
Prior Transfer Date	May 6, 2022
Prior Transfer Doc	0000016222
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4045 ASHWOOD CT, CINCINNATI, OH 45245-4103
Transaction Type	Mortgage
Record Updated	Jul 14, 2023
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041719
Date	Dec 27, 2021
Book Page	2906/3043
Instrument	202100041719

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	7.5%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jun 16, 2023
Property Address	4045 ASHWOOD CT, CINCINNATI, OH 45245-4103
Document Number	0000010744
Book / Page	2946 / 3266
Map Reference	CAB 5 PG 68
Instrument Date	Jun 15, 2023
Instrument	202300010744
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 N 18TH ST, PHILADELPHIA, PA 19103-2778

Mortgage

Document Number	0000010745
Date	Jun 16, 2023
Instrument	202300010745

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLERMONT OH
Recording Date	Jun 17, 2022
Property Address	4045 ASHWOOD CT, CINCINNATI, OH 45245-4103
Document Number	0000016222
Book / Page	2922 / 2113
Map Reference	CAB 5 PG 68
Instrument Date	May 6, 2022
Instrument	202200016222
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4045 ASHWOOD CT, CINCINNATI, OH 45245-4103

July 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLERMONT OH
Recording Date	Jul 11, 2019
Property Address	4045 ASHWOOD CT, CINCINNATI, OH 45245-4103
Document Number	0000014418
Book / Page	2812 / 2247
Map Reference	CAB 5 PG 68
Instrument Date	Jul 3, 2019
Instrument	201900014418
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4045 ASHWOOD CT, CINCINNATI, OH 45245-4103

Mortgage

Document Number	0000014419
Date	Jul 11, 2019
Instrument	201900014419

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,427.00 (-49.4%)	$107,840 (-) Land $16,800 Building $91,040
2024			$308,100 (-) Land $48,000 Building $260,100
2023	$10,725.00 (+127.37%) Homeowner's exemption	$107,840 (+33.2%) Land $16,800 Building $91,040	$308,100 (+33.2%) Land $48,000 Building $260,100
2022	$4,717.00 Homeowner's exemption	$80,960 Land $12,600 Building $68,360
2020			$231,300 Land $36,000 Building $195,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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