4040 Ashwood Ct, Cincinnati, OH 45245 Property Records

Clermont County property record for 4040 Ashwood Ct, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,004 sqft · built 1997
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on Record
Last Sale	$137,216 (Apr 1998)
Tax Bill	$5,131 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-32-19.-173`

Property Details

APN / Parcel Number

Primary APN	`41-32-19.-173`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,004 sqft Living Area
1st Floor Area	768 sqft
Basement Area	902 sqft
Finished Basement	650 sqft
Unfinished Basement	252 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,062 sqft (0.231 acres)
View / Lot	Cul-de-sac
Garage Area	400 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	55 sqft
Deck Area	168 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4040 ASHWOOD CT
City	CINCINNATI
State	OH
Zip	45245-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENVIEW; LOT 31
Legal Subdivision	GLENVIEW
Legal Lot Number	31
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3002
Census Tract	41202

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4040 ASHWOOD CT, CINCINNATI, OH 45245-4101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Feb 19, 2019	Deed of Trust, Mortgage · FHA Mortgage GUARANTY TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 1998 · Amount on Record
Deed Sale	Apr 1, 1998 · Amount on Record
Prior Sale	Jun 3, 1997 · Amount on Record
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4040 ASHWOOD CT, CINCINNATI, OH 45245-4101
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011123
Date	Apr 7, 2021
Book Page	2876/178
Instrument	202100011123

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4040 ASHWOOD CT, CINCINNATI, OH 45245-4101
Document Number	0000003878
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	CINCINNATUS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4040 ASHWOOD CT CINCINNATI OH 452454101, CINCINNATI, OH 45245-4101

Mortgage

Document Number	0000003878
Date	Feb 28, 2019
Book Page	002802/004005
Instrument	3878

Lender

Name	GUARANTY TR
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,131.00 (-49.4%)	$101,960 (-) Land $16,800 Building $85,160
2024			$291,300 (-) Land $48,000 Building $243,300
2023	$10,140.00 (+127.35%) Homeowner's exemption	$101,960 (+33.19%) Land $16,800 Building $85,160	$291,300 (+33.2%) Land $48,000 Building $243,300
2022	$4,460.00 Homeowner's exemption	$76,550 Land $12,600 Building $63,950
2020			$218,700 Land $36,000 Building $182,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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