Clackamas County property record for 40448 Therese St, Sandy, OR 97055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,838 sqft · built 2005 |
| Lot Size | 0.118 acres (5,122 sqft) |
| Owner | Individual Name on File |
| Last Sale | $251,000 (Jul 2015) |
| Tax Bill | $4,448 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25E18CC06800 |
| Primary APN | 25E18CC06800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,838 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 5,122 sqft (0.118 acres) |
| Account Number | 05012545 |
|---|---|
| Street Address | 40448 THERESE ST |
| City | SANDY |
| State | OR |
| Zip | 97055-6594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION DEER POINTE 3961 LT 45 |
| Legal Range | 5E |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | DEER POINTE |
| Legal Lot Number | 45 |
| Jurisdiction | CLACKAMAS OR |
| Township / Civil Division | SANDY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 23403 |
40448 Therese St is owned and occupied by an individual who bought it in July 2015.
Source: Clackamas County records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40448 THERESE ST, SANDY, OR 97055-6594 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2015 · Amount on File |
| Deed Sale | Jul 28, 2015 · Amount on File |
| Prior Sale | Apr 14, 2006 · Amount on File |
| Deed Document Number | 201550480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 40448 THERESE ST, SANDY, OR 97055-6594 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2022 |
| Title Company | FAMS DTO |
| Name | Verified Name |
|---|
| Document Number | 0000030409 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 2022-030409 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 40448 Therese St was $4,448.
Source: Clackamas County assessment roll, as of October 29, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clackamas County |
| Municipality | Sandy City |
| Unified School District | Oregon Trail School District 46 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,448.00 | $259,278 | $479,779 Land $160,999 Building $318,780 |
| 2023 | $4,149.00 | $244,396 | $459,461 Land $153,091 Building $306,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40448 Therese St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 40448 Therese St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 78% of Oregon |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SANDY serves 12,991 people · EPA ID OR4100789 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Dec 2017 Treatment failure resolved · Oct 2022 Haloacetic acids resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SandyNet Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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