40425 W 9th Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40425 W 9th Ave, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,978 sqft · built 1968
Lot Size	2.27 acres (99,270 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Aug 2016)
Tax Bill	$2,374 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-18-27-0100-092-00100`

Property Details

APN / Parcel Number

Primary APN	`08-18-27-0100-092-00100`
Alternative APNs	`271808010009200100` `2717882`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,978 sqft Living Area
1st Floor Area	1,746 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	99,270 sqft (2.27 acres)
Lot Dimensions	166 ft deep x 706 ft wide
Garage Type	Carport
Garage Area	483 sqft
Carport	Carport
Carport Area	483 sqft
Parking Spaces	3 Parking Spaces
Porch	Florida Room
Porch Area	342 sqft
Utility Building	518 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2717882
Street Address	40425 W 9TH AVE
City	UMATILLA
State	FL
Zip	32784-9264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EAST UMATILLA LOTS 1 TO 23 INCL BLK 92 LOT 1 BLK 93 & S 1/2 VACATED FIFTH ST LYING NORTH OF LOT 1 BLK 92 THAT PART OF W FOURTH ST LYING BETWEEN BLKS 92 & 93 PB 6 PGS 87-95 ORB 4819 PG 574
Legal Range	27E
Legal Township	18S
Legal Section	8
Legal Subdivision	EAST UMATILLA
Legal Tract	0100
Legal Block	92
Legal Lot Number	1
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2047
Census Tract	30109

Owner

40425 W 9th Ave is owned and occupied by an individual who acquired it in December 2025.

Source: Lake County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	40425 W 9TH AVE, UMATILLA, FL 32784-9264
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 12, 2026	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Oct 29, 2020	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2016 · Amount on File
Deed Sale	Aug 10, 2016 · Amount on File
Deed Document Number	201682846
Deed Book / Page	4819 / 574
Last Transfer Date	Dec 18, 2025
Transfer Doc	0066641118
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Apr 27, 2026
Property Address	40425 W 9TH AVE, UMATILLA, FL 32784-9264
Document Number	0000050871
Book / Page	6726 / 2389
Instrument Date	Feb 5, 2026
Instrument	202650871
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40425 W 9TH AVE, UMATILLA, FL 32784-9264

Mortgage

Document Number	0000050871,
Date	Apr 27, 2026
Book Page	6726/2389
Instrument	202650871

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	311 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.16%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jan 12, 2026
Property Address	40425 W 9TH AVE, UMATILLA, FL 32784-9264
Document Number	0066641118
Book / Page	6664 / 1118
Map Reference	MB 6 PG 87
Instrument Date	Dec 18, 2025
Instrument	2026004192
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4203 KIPLING AVE, PLANT CITY, FL 33566-9523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40425 W 9TH AVE, UMATILLA, FL 32784-9264

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	40425 W 9TH AVE, UMATILLA, FL 32784-9264
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40425 W 9TH AVE, UMATILLA, FL 32784-9264

Mortgage

Document Number	0056870832
Date	Apr 14, 2021
Book Page	5687/832
Instrument	2021051207

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	40425 W 9TH AVE, UMATILLA, FL 32784-9264
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40425 W 9TH AVE, UMATILLA, FL 32784-9264

Mortgage

Document Number	0055720269
Date	Oct 29, 2020
Book Page	5572/269
Instrument	2020121242

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,970 (+2.9%)	$336,060 (-) Land $154,956 Building $181,104
2025		$162,270 Land $154,956 Building $7,314	$336,060 Land $154,956 Building $181,104
2024	$2,374.00 (+12.57%)
2023	$2,109.00 (+9.56%) Homeowner's exemption	$153,110 (+3%)	$300,947 (+15.26%) Land $154,956 Building $145,991
2022	$1,925.00 Homeowner's exemption	$148,650	$261,114 Land $115,667 Building $145,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40425 W 9th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40425 W 9th Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

Nearby Properties on W 9th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures