40326 W 9th Ave, Umatilla, FL 32784 Property Records

Lake County property record for 40326 W 9th Ave, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,367 sqft · built 2024
Lot Size	0.345 acres (15,065 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Sep 2024)
Tax Bill	$562 (2024)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-18-27-0100-094-02700`

Property Details

APN / Parcel Number

Primary APN	`08-18-27-0100-094-02700`
Alternative APN	`1716454`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,367 sqft Living Area

Exterior

Year Built	Built 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	15,065 sqft (0.345 acres)
Lot Dimensions	115 ft deep x 131 ft wide
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1716454
Street Address	40326 W 9TH AVE
City	UMATILLA
State	FL
Zip	32784-9263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST UMATILLA LOTS 27 TO 31 INCL BLK 94 PB 6 PGS 87-95 ORB 6396 PG 1331
Legal Range	27E
Legal Township	18S
Legal Section	08
Legal Subdivision	EAST UMATILLA
Legal Tract	100
Legal Block	94
Legal Lot Number	27-31
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2047
Census Tract	30109

Owner

40326 W 9th Ave is owned and occupied by an individual who bought it in September 2024.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	40326 W 9TH AVE, UMATILLA, FL 32784-9263
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2024	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Sep 5, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2024 · Amount on File
Deed Sale	Sep 10, 2024 · Amount on File
Prior Sale	Sep 5, 2023 · Amount on File
Deed Document Number	2024106506
Deed Book / Page	6396 / 1331
Record Updated	Jun 8, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 10, 2024
Property Address	40326 W 9TH AVE, UMATILLA, FL 32784-9263
Document Number	0063961331
Book / Page	6396 / 1331
Map Reference	MB 6 PG 87-95
Instrument Date	Sep 5, 2024
Instrument	2024106506
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40575 E 3RD AVE, UMATILLA, FL 32784-7538

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40326 W 9TH AVE, UMATILLA, FL 32784-9263

Mortgage

Document Number	0063961333
Date	Sep 10, 2024
Instrument	6396/1333

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 5, 2023
Property Address	40326 W 9TH AVE, UMATILLA, FL 32784-9263
Document Number	0062041629
Book / Page	6204 / 1629
Map Reference	MB 6 PG 87-95
Instrument Date	Aug 22, 2023
Instrument	2023107962
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 43, UMATILLA, FL 32784-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	40575 E 3RD AVE, UMATILLA, FL 32784-7538

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$262,107 Land $67,793 Building $194,314	$262,107 Land $67,793 Building $194,314
2024	$562.00 (+41.56%)
2023	$397.00 (+17.8%)	$41,429 (+25%)	$41,429 (+25%) Land $41,429
2022	$337.00	$33,143	$33,143 Land $33,143

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 40326 W 9th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40326 W 9th Ave is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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