40424 N Central Ave, Phoenix, AZ 85086 Property Records

Maricopa County property record for 40424 N Central Ave, Phoenix, AZ 85086

Property Summary

Property Type	Rural Home
Details	3 ba · 2,492 sqft · built 2005
Lot Size	1.25 acres (54,537 sqft)
Owner	Individual Name on File
Last Sale	$910,000 (Oct 2023)
Tax Bill	$4,662 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2023 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`211-73-133B`

Property Details

APN / Parcel Number

Primary APN	`211-73-133B`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,492 sqft Living Area
Gross Area	2,809 sqft
1st Floor Area	2,492 sqft

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Asphalt
Lot Area	54,537 sqft (1.25 acres)
Parking Spaces	2 Parking Spaces
Pool Area	350 sqft
Patio Area	926 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	40424 N CENTRAL AVE
City	PHOENIX
State	AZ
Zip	85086-8602
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RU-43
Legal Description	N2 W2 S2 NE4 SE4 NW4 SEC 20
Legal Range	03E
Legal Township	06N
Legal Section	20
Legal Quarter	NW
Quarter-Quarter Section	SW
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	4
Census Block	4011
Census Tract	610500

Owner

40424 N Central Ave, a rural home, is owned and occupied by an individual who bought it in October 2023.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	40424 N CENTRAL AVE, PHOENIX, AZ 85086-8602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 10, 2023	Warranty Deed, Transfer SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC
Jul 25, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Feb 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2023 · Amount on File
Deed Sale	Oct 10, 2023 · Amount on File
Prior Sale	Jan 25, 2016 · Amount on File
Deed Document Number	20230527578
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	40424 N CENTRAL AVE, PHOENIX, AZ 85086-8602
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40424 N CENTRAL AVE, PHOENIX, AZ 85086-8602

Mortgage

Document Number	0000390094
Date	May 4, 2022
Instrument	20220390094

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2037

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 10, 2023
Property Address	40424 N CENTRAL AVE, PHOENIX, AZ 85086-8602
Document Number	0000527578
Instrument Date	Oct 8, 2023
Instrument	20230527578
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40424 N CENTRAL AVE, PHOENIX, AZ 85086-8602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40424 N CENTRAL AVE, PHOENIX, AZ 85086-8602

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	40424 N CENTRAL AVE, PHOENIX, AZ 85086-8602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000540361
Date	Jul 25, 2017
Instrument	2017-0540361

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2032

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	40424 N CENTRAL AVE, PHOENIX, AZ 85086-8602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4024 N CENTRAL AVE, PHOENIX, AZ 85012-1907

Mortgage

Document Number	0000121746
Date	Feb 22, 2019
Instrument	20190121746

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	157 Months
Due	Mar 1, 2032

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	40424 N CENTRAL AVE, PHOENIX, AZ 85086-8602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40424 N CENTRAL AVE, PHOENIX, AZ 85086-8602

Mortgage

Document Number	0001210186
Date	Dec 9, 2020
Instrument	20201210186

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 40424 N Central Ave was $4,662.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,110	$821,100 Land $164,200 Building $656,900
2025	$4,662.00
2024		$79,720 (+22.34%)	$797,200 (+22.34%) Land $159,400 Building $637,800
2023		$65,160 Land $13,030 Building $52,130	$651,600 Land $130,300 Building $521,300
2022	$4,148.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40424 N Central Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2014–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40424 N Central Ave is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 44% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	80 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Cox Communications.

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