40406 N Central Ave, Phoenix, AZ 85086 Property Records

Maricopa County property record for 40406 N Central Ave, Phoenix, AZ 85086

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,474 sqft · built 2004
Lot Size	1.25 acres (54,556 sqft)
Owner	2 Individual Names on File
Last Sale	$442,500 (Feb 2019)
Tax Bill	$3,647 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`211-73-132`

Property Details

APN / Parcel Number

Primary APN	`211-73-132`
Alternative APN	`211731325`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,474 sqft Living Area
Gross Area	2,738 sqft
1st Floor Area	2,474 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood Frame
Construction Type	Frame
Roof Material	Concrete
Lot Area	54,556 sqft (1.25 acres)
Parking Spaces	4 Parking Spaces
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	40406 N CENTRAL AVE
City	PHOENIX
State	AZ
Zip	85086-8602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43
Legal Description	S2 E2 S2 NE4 SE4 NW4 SEC 20
Legal Range	3E
Legal Township	6N
Legal Section	20
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	4
Census Block	4012
Census Tract	610500

Owner

40406 N Central Ave is owned and occupied by two individuals who bought it in February 2019.

Source: Maricopa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40406 N CENTRAL AVE, PHOENIX, AZ 85086-8602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Oct 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SUBURBAN MORTGAGE INC
Feb 11, 2019	Quit Claim Deed, Transfer Quitclaim
Feb 8, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Feb 8, 2019	Correction Deed PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
May 23, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2019 · Amount on File
Deed Sale	Feb 8, 2019 · Amount on File
Prior Sale	Dec 30, 2009 · Amount on File
Deed Document Number	201989551
Prior Transfer Date	Feb 5, 2019
Prior Transfer Doc	0000092083
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	40406 N CENTRAL AVE, PHOENIX, AZ 85086-8602
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075837
Date	Jan 29, 2020
Instrument	20200075837

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 9, 2020
Property Address	40406 N CENTRAL AVE, PHOENIX, AZ 85086-8602
Document Number	0000966784
Instrument Date	Oct 5, 2020
Instrument	20200966784
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	DHI TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	40406 N CENTRAL AVE, PHOENIX, AZ 85086-8602

Mortgage

Document Number	0000966785
Date	Oct 9, 2020
Instrument	20200966785

Lender

Name	SUBURBAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 11, 2019
Property Address	40406 N CENTRAL AVE, PHOENIX, AZ 85086-8602
Document Number	0000092083
Instrument Date	Feb 5, 2019
Instrument	92083
Transaction Type	Transfer
Record Updated	Feb 15, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	40406 N CENTRAL AVE PHOENIX AZ 850868602, PHOENIX, AZ 85086-8602

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 8, 2019
Property Address	40406 N CENTRAL AVE, PHOENIX, AZ 85086-8602
Document Number	0000089551
Instrument Date	Jan 16, 2019
Instrument	20190089551
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40406 N CENTRAL AVE, 40406, PHOENIX, AZ 85086-8602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	40406 N CENTRAL AVE, PHOENIX, AZ 85086-8602

Mortgage

Document Number	0000089552
Date	Feb 8, 2019
Instrument	20190089552

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

February 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 8, 2019
Property Address	40406 N CENTRAL AVE, PHOENIX, AZ 85086-8602
Document Number	0000089550
Instrument Date	Jan 15, 2019
Instrument	89550
Record Updated	Feb 14, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40406 N CENTRAL AVE PHOENIX AZ 850868602, PHOENIX, AZ 85086-8602

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 23, 2017
Property Address	40406 N CENTRAL AVE, PHOENIX, AZ 85086-8602
Document Number	0000371402
Instrument Date	May 15, 2017
Instrument	371402
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1823 LONGFIELD SALINA KS 674015511, SALINA, KS 67401-5511

Tax Assessment & Valuation

The 2025 property tax bill for 40406 N Central Ave was $3,647.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,310 (+70.79%)	$693,100 (+10.88%) Land $138,600 Building $554,500
2025	$3,647.00	$40,581 (-38.05%)	$625,100 (-4.58%) Land $125,000 Building $500,100
2024		$65,510	$655,100 Land $131,000 Building $524,100
2023	$3,945.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40406 N Central Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (2014–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40406 N Central Ave is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 44% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	80 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Cox Communications.

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