4041 Lake Shore Ln, Fallbrook, CA 92028 Property Records

San Diego County property record for 4041 Lake Shore Ln, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,414 sqft · built 2010
Lot Size	0.103 acres (4,497 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Aug 2021)
Tax Bill	$8,770 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`125-281-15-00`

Property Details

APN / Parcel Number

Primary APN	`125-281-15-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,414 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	4,497 sqft (0.103 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4041 LAKE SHORE LN
City	FALLBROOK
State	CA
Zip	92028-7883
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 250 TR 012848
Legal Subdivision	FALLBROOK 4249-3
Legal Tract	012848
Legal Block	1
Legal Lot Number	250
Jurisdiction	SAN DIEGO CA
Township / Civil Division	PAUMA VALLEY
Census Block Group	1
Census Block	1004
Census Tract	19109

Owner

4041 Lake Shore Ln is owned and occupied by two individuals who bought it in August 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4041 LAKE SHORE LN, FALLBROOK, CA 92028-7883
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Prior Sale	Jun 30, 2010 · Amount on File
Deed Document Number	2021569988
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2021
Property Address	4041 LAKE SHORE LN, FALLBROOK, CA 92028-7883
Document Number	0000569988
Map Reference	MAP 12848
Instrument Date	Aug 2, 2021
Instrument	2021-0569988
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	TICOR TITLE CO SD BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4041 LAKE SHORE LN, FALLBROOK, CA 92028-7883

Mortgage

Document Number	0000569989
Date	Aug 10, 2021
Instrument	2021-0569989

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4041 Lake Shore Ln was $8,770.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$811,820 (+2%) Land $166,523 Building $645,297
2025	$8,770.00	$795,903 Land $163,258 Building $632,645
2023	$8,369.00 (+1.65%)	$764,999 Land $156,919 Building $608,080
2022	$8,233.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4041 Lake Shore Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4041 Lake Shore Ln is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20