San Diego County property record for 4032 Lake Shore Ln, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,845 sqft · built 2010 |
| Lot Size | 0.111 acres (4,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $417,000 (Jun 2010) |
| Tax Bill | $4,238 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 125-282-79-00 |
| Primary APN | 125-282-79-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,845 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 4,841 sqft (0.111 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4032 LAKE SHORE LN |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-7883 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LOT 242 TR 012848 |
| Legal Subdivision | COUNTY/SAN DIEGO # 4249-3 |
| Legal Tract | 012848 |
| Legal Block | 1 |
| Legal Lot Number | 242 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 19109 |
4032 Lake Shore Ln is owned and occupied by an individual who bought it in June 2010.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4032 LAKE SHORE LN, FALLBROOK, CA 92028-7883 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2010 · Amount on File |
| Deed Sale | Jun 30, 2010 · Amount on File |
| Deed Document Number | 2010330005 |
| Prior Transfer Date | Jun 28, 2010 |
| Prior Transfer Doc | 0000330006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4032 LAKE SHORE LN, FALLBROOK, CA 92028-7883 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 4032 LAKE SHORE LN, FALLBROOK, CA 92028-7883 |
| Document Number | 0000543786 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-0543786 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 315 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4032 LAKE SHORE LN, FALLBROOK, CA 92028-7883 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 4032 LAKE SHORE LN, FALLBROOK, CA 92028-7883 |
| Document Number | 0000500269 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020-0500269 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 319 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4032 LAKE SHORE LN, FALLBROOK, CA 92028-7883 |
| Document Number | 0000451766 |
| Instrument Date | Sep 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 4032 LAKE SHORE LN FALLBROOK CA 920287883, FALLBROOK, CA 92028-7883 |
| Document Number | 0000451766 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | 451766 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2037 |
The 2025 property tax bill for 4032 Lake Shore Ln was $4,238 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $548,560 (+2%) Land $131,654 Building $416,906 | |
| 2025 | $4,238.00 | $537,805 Land $129,073 Building $408,732 |
| 2023 | $4,105.00 (-0.46%) | $516,923 Land $124,062 Building $392,861 |
| 2022 | $4,124.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4032 Lake Shore Ln in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4032 Lake Shore Ln is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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