40409 Oak Tree, Novi, MI 48375 Property Records

Oakland County property record for 40409 Oak Tree, Novi, MI 48375

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,742 sqft · built 1976
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Jul 2025)
Tax Bill	$4,684 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-22-25-251-002`

Property Details

APN / Parcel Number

Primary APN	`50-22-25-251-002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,742 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	40409 OAK TREE
City	NOVI
State	MI
Zip	48375-3642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	T1N, R8E, SEC 25 FAIRFIELD FARMS SUB LOT 78
Legal Range	08E
Legal Township	01N
Legal Section	25
Legal Subdivision	FAIRFIELD FARMS SUB
Legal Lot Number	78
Jurisdiction	OAKLAND MI
Township / Civil Division	NOVI
Census Block Group	2
Census Block	2009
Census Tract	136500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	450 E MAIN ST, 2E, NORTHVILLE, MI 48167-1659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Jun 24, 2019	Warranty Deed, Transfer TITLE ONE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	Jun 24, 2019 · Amount on Record
Deed Document Number	202585666
Deed Book / Page	60360 / 884
Prior Transfer Date	Feb 18, 2008
Prior Transfer Doc	0000037438
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	40409 OAK TREE, NOVI, MI 48375-3642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SELECT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000159613
Date	Aug 24, 2017
Book Page	51003/00527
Instrument	159613

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	40409 OAK TREE, NOVI, MI 48375-3642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037160
Date	Feb 21, 2020
Book Page	53861/868
Instrument	37160

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 24, 2019
Property Address	40409 OAK TREE, NOVI, MI 48375-3642
Document Number	0000100085
Book / Page	52955 / 00722
Map Reference	LB 139 PG 26
Instrument Date	Jun 10, 2019
Instrument	100085
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	TITLE ONE INC

Transaction

Amount	Amount Recorded
Tax	$2,408.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	716 SOREL DR, 716, CANTON, MI 48188-1218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40409 OAK TREE, NOVI, MI 48375-3642

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Novi City
Unified School District	Novi Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,684.00 (-11.67%)
2023	$5,303.00 (+7.72%) Homeowner's exemption	$166,100	$332,200
2022	$4,923.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Most Recent Claim	Jun 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NOVI serves 56,780 people · EPA ID MI0004870
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Oak Tree

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures