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40327 Oak Tree, Novi, MI 48375 Property Records

Oakland County property record for 40327 Oak Tree, Novi, MI 48375

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,725 sqft · built 1975
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$238,400 (Jan 2018)
Tax Bill$4,237 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN50-22-25-251-005

Property Details

APN / Parcel Number

Primary APN50-22-25-251-005

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,725 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address40327 OAK TREE
CityNOVI
StateMI
Zip48375-3640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionT1N, R8E, SEC 25 FAIRFIELD FARMS SUB LOT 75
Legal Range08E
Legal Township01N
Legal Section25
Legal SubdivisionFAIRFIELD FARMS SUB
Legal Lot Number75
JurisdictionOAKLAND MI
Township / Civil DivisionNOVI
Census Block Group2
Census Block2009
Census Tract136500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address40327 OAK TREE, NOVI, MI 48375-3640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2020Deed of Trust, Mortgage
QUICKEN LOANS LLC
Jan 18, 2018Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2018 · Amount on Record
Deed SaleJan 18, 2018 · Amount on Record
Prior SaleJun 17, 2014 · Amount on Record
Deed Document Number20189704
Deed Book / Page51485 / 798
Prior Transfer DateDec 9, 2016
Prior Transfer Doc0000242844
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address40327 OAK TREE, NOVI, MI 48375-3640
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address40327 OAK TREE, NOVI, MI 48375-3640

Mortgage

Document Number0000180353
DateSep 8, 2020
Book Page54786/323
Instrument180353
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term180 Months
DueSep 1, 2035

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 18, 2018
Property Address40327 OAK TREE, NOVI, MI 48375-3640
Document Number0000009704
Book / Page051485 / 000798
Instrument DateDec 19, 2017
Instrument9704
Transaction TypeTransfer
Record UpdatedFeb 26, 2018
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,050.24
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40327 OAK TREE NOVI MI 483753640, NOVI, MI 48375-3640

Mortgage

Document Number9705
DateJan 18, 2018
Book Page051485/000799
Instrument9705
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJan 17, 2033

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityNovi City
Unified School DistrictNovi Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,237.00 (-11.78%)
2023$4,803.00 (+8.03%) Homeowner's exemption$160,430$320,860
2022$4,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2000)
Most Recent ClaimJun 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NOVI
serves 56,780 people · EPA ID MI0004870
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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