40401 Via de Oro, Temecula, CA 92592 Property Records

Riverside County property record for 40401 Via de Oro, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,910 sqft · built 1988
Lot Size5.81 acres (253,084 sqft)
Owner2 Company Names on Record
Last Sale$570,000 (Oct 2002)
Tax Bill$9,647 (2025)
Deeds & MortgagesNov 2019 Line of Credit
Flood ZoneZone D (undetermined)
APN915-230-051

Property Details

APN / Parcel Number

Primary APN915-230-051
Alternative APN
  • 915230018

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,910 sqft Living Area
Gross Area3,394 sqft
1st Floor Area2,910 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1989
Construction TypeWood
Roof MaterialTile
Lot Area253,084 sqft
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number915230018
Street Address40401 VIA DE ORO
CityTEMECULA
StateCA
Zip92592-8890
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA5
Legal Description5.81 ACRES NET IN PAR 4 PM 064/018 PM 12749
Legal Lot Number4
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group1
Census Block1040
Census Tract43293

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address40401 VIA DE ORO, TEMECULA, CA 92592-8890
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2002 · Amount on Record
Deed SaleOct 25, 2002 · Amount on Record
Deed Document Number2002604634
Last Transfer DateJun 18, 2024
Transfer Doc0000183790
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address40401 VIA DE ORO, TEMECULA, CA 92592-8890
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000482156
DateNov 21, 2019
Instrument2019-0482156
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 10, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$897,796 (+2%) Land $221,581 Building $676,215
2025$9,647.00 (+2.56%) Homeowner's exemption$880,193 (+4.04%) Land $217,237 Building $662,956
2023$9,406.00 (+2.01%) Homeowner's exemption$846,015 Land $208,802 Building $637,213
2022$9,221.00
2021$984,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 72% of California
Wildfire Likelihood0.8% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Accel Wireless
Fixed Wireless
100 / 25
Southern California Telephone
Fixed Wireless
75 / 15
Frontier
DSL
10 / 1

May also be available: AT&T, Verizon.

Nearby Properties on Via de Oro

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